3 Providence St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 3 Providence St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,600 sqft · built 1923
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$5,406 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09965 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09965 P:0010`
Alternative APN	`99650010`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,798 sqft (0.133 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	99650010
Street Address	3 PROVIDENCE ST
City	SPRINGFIELD
State	MA
Zip	01109-2719
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	801501

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09965 P:0010

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 PROVIDENCE ST, SPRINGFIELD, MA 01109-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Mar 05, 2012 · Amount on Record
Deed Document Number	202331267
Deed Book / Page	25071 / 453
Prior Transfer Date	Jul 07, 2023
Prior Transfer Doc	025071-453
Record Updated	Jun 08, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 10, 2023
Property Address	3 PROVIDENCE ST, SPRINGFIELD, MA 01109-2719
Document Number	025071-453
Book / Page	25071 / 453
Instrument Date	Jul 07, 2023
Instrument	31267
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 MERCURY CT, WEST SPRINGFIELD, MA 01089-3207
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031268
Date	Jul 10, 2023
Instrument	31268

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,406.00 (+37.38%)	$344,800 (+49.39%) Land $30,900 Building $313,900
2023	$3,935.00	$230,800 Land $28,100 Building $202,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.