3 Providence Rd, Sterling, CT 06377 Property Records

Sterling Town property record for 3 Providence Rd, Sterling, CT 06377

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,904 sqft · built 1875
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Jan 2022)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00107800`

Property Details

APN / Parcel Number

Primary APN	`00107800`
Alternative APNs	`STLN M:00IOV B:022 L:070B` `STER M:00IOV B:022 L:070B` `107800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,460 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	107800
Street Address	3 PROVIDENCE RD
City	STERLING
State	CT
Zip	06377
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-80
Legal Block	22
Legal Lot Number	70B
Jurisdiction	STERLING CT
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4000
Census Tract	908100

Owner

3 Providence Rd, a duplex, is owned by a company that bought it in January 2022.

Source: Sterling Town records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	43 FRANKLIN ST, 3, EAST HARTFORD, CT 06108-1723
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage MORTGAGE FUNDING USA LLC
Mar 9, 2026	Deed of Trust, Mortgage CL-LM RESI PURCHASER
Jun 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIMA ONE CAPITAL LLC
Jan 6, 2022	Warranty Deed, Transfer · Commercial Mortgage DAVID WESLEY RE LLC
Dec 28, 2021	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Dec 28, 2021
Deed Document Number	20222022000021
Deed Book / Page	169 / 174
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	0000169-27
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Recording Date	Apr 20, 2026
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Document Number	000182-669
Book / Page	182 / 669
Instrument Date	Apr 14, 2026
Instrument	2026265
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000265,
Date	Apr 20, 2026
Book Page	182/669
Instrument	2026265

Lender

Name	MORTGAGE FUNDING USA LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182-303
Date	Mar 9, 2026
Book Page	182/303
Instrument	2026000126

Lender

Name	CL-LM RESI PURCHASER

Agreement

Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180-20
Date	Jun 5, 2025
Book Page	180/20
Instrument	2025000275

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING CT
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000172-220
Date	Sep 20, 2022
Book Page	172/220
Instrument	2022001022

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STERLING CT
Recording Date	Jan 6, 2022
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Document Number	000169-174
Book / Page	169 / 174
Instrument Date	Jan 5, 2022
Instrument	2022000021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FRANKLIN ST, EAST HARTFORD, CT 06108-1723
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000022
Date	Jan 6, 2022
Instrument	2022000022

Lender

Name	DAVID WESLEY RE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	STERLING CT
Recording Date	Dec 28, 2021
Property Address	3 PROVIDENCE RD, STERLING, CT 06377
Document Number	0000169-27
Book / Page	169 / 27
Instrument Date	Nov 24, 2021
Instrument	*20210013654
Transaction Type	Foreclosure
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3 Providence Rd was $2,796.

Source: Sterling Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Sterling Town
Elementary School District	Sterling School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00	$127,100 Land $32,400 Building $94,700	$88,970 Land $22,680 Building $66,290
2024	$2,796.00 (-0.99%)
2023	$2,824.00 (+22.78%)	$127,100 (+76.5%) Land $32,400 Building $94,700
2022	$2,300.00	$72,010 Land $12,350 Building $59,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Providence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Providence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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