3 Prosperity Dr, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 3 Prosperity Dr, Suffern, NY 10901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,656 sqft · built 1994
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2020)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392611 32.14-1-9`

Property Details

APN / Parcel Number

Primary APN	`392611 32.14-1-9`
Alternative APNs	`261103201400010090000000` `00361620000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,412 sqft
2nd Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00361620000
Old Parcel Number	261103201400010090000000
Street Address	3 PROSPERITY DR
City	SUFFERN
State	NY
Zip	10901-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9.000 BLK:1 SEC:32.14 DIST:392611 CITY/MUNI/TWP:WESLEY HILLS
Legal Subdivision	WILKINSON FINAL
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3003
Census Tract	11508

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PROSPERITY DR, SUFFERN, NY 10901-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Mar 23, 2020	Grant Deed, Transfer · Conventional with PMI FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	0202010031
Deed Book / Page	2020 / 10031
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 PROSPERITY DR, SUFFERN, NY 10901-2700
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036201
Date	Aug 26, 2021
Instrument	2021-00036201

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 10, 2061

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 PROSPERITY DR, SUFFERN, NY 10901-2700
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004105
Date	Feb 1, 2021
Instrument	2021-00004105

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 PROSPERITY DR, SUFFERN, NY 10901-2700
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004106
Date	Feb 1, 2021
Instrument	2021-00004106

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 23, 2020
Property Address	3 PROSPERITY DR, SUFFERN, NY 10901-2700
Document Number	0000010031
Instrument Date	Mar 16, 2020
Instrument	10031
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 AVENUE L BROOKLYN NY 112104547, BROOKLYN, NY 11210-4547

Mortgage

Document Number	10032
Date	Mar 23, 2020
Instrument	10032

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Wesley Hills Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$68,000 (-) Land $20,000 Building $48,000	$876,289 (+8,245.61%) Land $257,732 Building $618,557
2023	$68,000 Land $20,000 Building $48,000	$10,500 Land $3,088 Building $7,412

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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