3 Prospect St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 3 Prospect St, Natick, MA 01760 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,830 sqft · built 2011
Owner	2 Individual Names on File
Last Sale	$796,000 (Sep 2021)
Tax Bill	$9,524 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-0000114A`

Property Details

APN / Parcel Number

Primary APN	`40-0000114A`
Alternative APN	`NATI M:00000040 P:0000114A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
Basement Area	870 sqft
Unfinished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40-0000114A
Street Address	3 PROSPECT ST
City	NATICK
State	MA
Zip	01760-3747
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1002
Census Tract	382601

Owner

Source: Middlesex County and Natick Town records · APN 40-0000114A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 PROSPECT ST, NATICK, MA 01760-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2021 · Amount on Record
Deed Sale	Sep 07, 2021 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	2021198945
Deed Book / Page	78638 / 353
Record Updated	Jun 08, 2026

September 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NATICK MA
Recording Date	Sep 07, 2021
Property Address	3 PROSPECT ST, NATICK, MA 01760-3747
Document Number	78638-353
Book / Page	78638 / 353
Instrument Date	Sep 07, 2021
Instrument	198945
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 PROSPECT ST, NATICK, MA 01760-3747

Mortgage

Document Number	198946
Date	Sep 07, 2021
Instrument	198946

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 01, 2028
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,524.00 (+2.2%)	$796,300 (+4.76%) Building $796,300	$677,445
2024	$9,319.00 (+6.43%)	$760,100 (+9.73%) Building $760,100
2023	$8,756.00	$692,700 Building $692,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173826011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.