3 Prospect St, Kingston, NJ 08528 Property Records

Middlesex County and South Brunswick Township property record for 3 Prospect St, Kingston, NJ 08528

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 2013
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Apr 2011)
Tax Bill	$12,346 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00105-0000-00014-011`

Property Details

APN / Parcel Number

Primary APN	`21-00105-0000-00014-011`
Alternative APN	`21001050000000140011`

Interior

Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached

Location & Zoning

Street Address	3 PROSPECT ST
City	KINGSTON
State	NJ
Zip	08528-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	84X125
Legal Subdivision	KINGSTON LAND ASSOCIATION
Legal Block	105
Legal Lot Number	14.11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	SOUTH BRUNSWICK
Census Block Group	1
Census Block	1014
Census Tract	8504

Owner

3 Prospect St is owned and occupied by two individuals who bought it in April 2011.

Source: Middlesex County and South Brunswick Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PROSPECT ST, KINGSTON, NJ 08528-9100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2011 · Amount on File
Deed Sale	Apr 21, 2011 · Amount on File
Deed Document Number	20114178
Deed Book / Page	6249 / 658
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 PROSPECT ST, KINGSTON, NJ 08528-9100
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096928
Date	Jul 29, 2021
Book Page	18556/1675
Instrument	2021096928

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 PROSPECT ST, KINGSTON, NJ 08528-9100
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071053
Date	May 27, 2021
Book Page	18464/1809
Instrument	2021071053

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	232 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3 Prospect St was $12,346, up 4.2% from the year before.

Source: Middlesex County and South Brunswick Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	South Brunswick Township
Unified School District	South Brunswick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,300 (-) Land $58,400 Building $157,900	$216,300 (-) Land $58,400 Building $157,900
2025	$12,346.00 (+4.2%)	$216,300 Land $58,400 Building $157,900	$216,300 Land $58,400 Building $157,900
2024	$11,848.00
2023		$210,000 Land $58,400 Building $151,600	$210,000 Land $58,400 Building $151,600
2022	$10,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Prospect St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

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