3 Prospect Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 3 Prospect Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1920
Lot Size	0.045 acres (1,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00148-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`07-00148-0000-00033`
Alternative APN	`070014800033`

Interior

Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Construction Type	Frame
Lot Area	1,956 sqft (0.045 acres)
Lot Dimensions	85 ft deep x 23 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 PROSPECT PL
City	KEARNY
State	NJ
Zip	07032-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	148
Legal Lot Number	33
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	1
Census Block	1002
Census Tract	12700

Owner

Source: Hudson County and Kearny Town records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PROSPECT PL, KEARNY, NJ 07032-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jul 29, 1977 · Amount on Record
Deed Document Number	202610029620
Deed Book / Page	9978 / 484
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Apr 21, 2026
Property Address	3 PROSPECT PL, KEARNY, NJ 07032-3721
Document Number	20260421010029620
Book / Page	9978 / 484
Instrument Date	Mar 30, 2026
Instrument	202610029620
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PROSPECT PL, KEARNY, NJ 07032-3721

Mortgage

Document Number	0060046010,
Date	Apr 21, 2026
Instrument	202660046010

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,900 (-) Land $17,300 Building $61,600	$78,900 (-) Land $17,300 Building $61,600
2025		$78,900 (-) Land $17,300 Building $61,600	$78,900 (-) Land $17,300 Building $61,600
2023	Disabled Person's exemption Veteran's exemption	$78,900 Land $17,300 Building $61,600	$78,900 Land $17,300 Building $61,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20