Cascade County property record for 3 Prospect Dr, Great Falls, MT 59405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,301 sqft · built 1954 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,959 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0225157 |
| Primary APN | R0225157 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,301 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| 2nd Floor Area | 778 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,176 sqft (0.555 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 1,118 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001242600 |
|---|---|
| Street Address | 3 PROSPECT DR |
| City | GREAT FALLS |
| State | MT |
| Zip | 59405-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | PROSPECT HEIGHTS ADDITION, S14, T20 N, R03 E, LOT 018 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 14 |
| Legal Subdivision | PROSPECT HEIGHTS |
| Legal Lot Number | 18 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2201 |
3 Prospect Dr is owned and occupied by an individual.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PROSPECT DR, GREAT FALLS, MT 59405-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit BRAVERA BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK CENER |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3 PROSPECT DR, GREAT FALLS, MT 59405-4119 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00R0446203 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | R0446203 |
| Name | BRAVERA BANK |
|---|---|
| Type | Bank |
| Address | DICKINSON, ND 58601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 7, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 3 PROSPECT DR, GREAT FALLS, MT 59405-4119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MOUNTAIN T |
| Name | Verified Name |
|---|
| Document Number | 0000393348 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | R0393348 |
| Name | AMERICAN BANK CENER |
|---|---|
| Address | DICKINSON, ND 58601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 3 Prospect Dr was $3,959, down 1.8% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,959.00 (-1.83%) | $620,900 (+11.87%) | |
| 2025 | $4,033.00 | $555,000 | $620,900 Land $98,588 Building $522,312 |
| 2023 | $4,657.00 | $460,500 | $460,500 Land $81,545 Building $378,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Prospect Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Prospect Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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