Atlantic County and Egg Harbor Township property record for 3 Prospect Ave, Egg Harbor Township, NJ 08234
| Property Type | Single Family Home |
|---|---|
| Details | 2,206 sqft · built 1978 |
| Lot Size | 2.11 acres (92,347 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,230 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-08802-0000-00018 |
| Primary APN | 08-08802-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,206 sqft Living Area |
| 1st Floor Area | 2,206 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 92,347 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0808801000000048 |
|---|---|
| Street Address | 3 PROSPECT AVE |
| City | EGG HARBOR TOWNSHIP |
| State | NJ |
| Zip | 08234-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L17 |
| Legal Subdivision | MINOR |
| Legal Block | 8802 |
| Legal Lot Number | 18 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | EGG HARBOR |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11804 |
Source: Atlantic County and Egg Harbor Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2025 |
| Transfer Doc | 0000014406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519 |
| Document Number | 0000026531 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 3 PROSPECT AVE EGG HARBOR TOWNSHIP NJ 082348519, EGG HARBOR TOWNSHIP, NJ 08234-8519 |
| Document Number | 0000026531 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 26531 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 17, 2098 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519 |
| Document Number | 0000026530 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 3 PROSPECT AVE EGG HARBOR TOWNSHIP NJ 082348519, EGG HARBOR TOWNSHIP, NJ 08234-8519 |
| Document Number | 0000026530 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 26530 |
| Name | REVERSE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | May 17, 2098 |
Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Egg Harbor Township |
| Unified School District | Egg Harbor Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,400 (-) Land $73,200 Building $198,200 | $271,400 (-) Land $73,200 Building $198,200 | |
| 2025 | $9,230.00 (+1.41%) | $271,400 (-) Land $73,200 Building $198,200 | $271,400 (-) Land $73,200 Building $198,200 |
| 2024 | $9,102.00 (+0.56%) | ||
| 2023 | $271,400 Land $73,200 Building $198,200 | $271,400 Land $73,200 Building $198,200 | |
| 2022 | $9,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 88 (1992–2023) |
| Claims Outside the SFHA | 5 of 88 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 80% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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