3 Prospect Ave, Egg Harbor Township, NJ 08234 Property Records

Atlantic County and Egg Harbor Township property record for 3 Prospect Ave, Egg Harbor Township, NJ 08234

Property Summary

Property TypeSingle Family Home
Details2,206 sqft · built 1978
Lot Size2.11 acres (92,347 sqft)
OwnerIndividual Name on Record
Tax Bill$9,230 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN08-08802-0000-00018

Property Details

APN / Parcel Number

Primary APN08-08802-0000-00018
Alternative APN
  • 0808801000000048

Interior

Stories1 Story
Building Area2,206 sqft Living Area
1st Floor Area2,206 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area92,347 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0808801000000048
Street Address3 PROSPECT AVE
CityEGG HARBOR TOWNSHIP
StateNJ
Zip08234-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionL17
Legal SubdivisionMINOR
Legal Block8802
Legal Lot Number18
JurisdictionATLANTIC NJ
Township / Civil DivisionEGG HARBOR
Census Block Group2
Census Block2026
Census Tract11804

Owner

Source: Atlantic County and Egg Harbor Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 4, 2020Deed of Trust, Mortgage · FHA Mortgage
REVERSE MTG FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 7, 2025
Transfer Doc0000014406
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519
Document Number0000026531
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PROSPECT AVE EGG HARBOR TOWNSHIP NJ 082348519, EGG HARBOR TOWNSHIP, NJ 08234-8519

Mortgage

Document Number0000026531
DateMay 18, 2020
Instrument26531
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueMay 17, 2098

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address3 PROSPECT AVE, EGG HARBOR TOWNSHIP, NJ 08234-8519
Document Number0000026530
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PROSPECT AVE EGG HARBOR TOWNSHIP NJ 082348519, EGG HARBOR TOWNSHIP, NJ 08234-8519

Mortgage

Document Number0000026530
DateMay 18, 2020
Instrument26530
Lender
NameREVERSE MTG FNDG
TypeMortgage Company
AddressBLOOMFIELD, NJ 07003
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueMay 17, 2098

Tax Assessment & Valuation

Source: Atlantic County and Egg Harbor Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionEgg Harbor Township
Unified School DistrictEgg Harbor Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,400 (-) Land $73,200 Building $198,200$271,400 (-) Land $73,200 Building $198,200
2025$9,230.00 (+1.41%)$271,400 (-) Land $73,200 Building $198,200$271,400 (-) Land $73,200 Building $198,200
2024$9,102.00 (+0.56%)
2023$271,400 Land $73,200 Building $198,200$271,400 Land $73,200 Building $198,200
2022$9,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims88 (1992–2023)
Claims Outside the SFHA5 of 88
Most Recent ClaimApr 2023 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 50 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 80% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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