3 Princeton St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 3 Princeton St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1920
Lot Size0.089 acres (3,894 sqft)
OwnerIndividual Name on File
Tax Bill$3,522 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 50.77-1-9

Property Details

APN / Parcel Number

Primary APN421500 50.77-1-9
Alternative APN
  • 150005007700010090000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area874 sqft
Upper Floors Area350 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialWood
Lot Area3,894 sqft (0.089 acres)
Lot Dimensions118 ft deep x 33 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area282 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 PRINCETON ST
CitySCHENECTADY
StateNY
Zip12304-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1 WOOD AND GARAGE
Legal SubdivisionLANDS OF GEORGE W ELY
Legal Block1
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2006
Census Tract21700

Owner

3 Princeton St is owned and occupied by an individual who acquired it in September 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3 PRINCETON ST, SCHENECTADY, NY 12304-3110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 15, 2021
Transfer Doc0000064761
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 21, 2021
Property Address3 PRINCETON ST, SCHENECTADY, NY 12304-3110
Document Number0000064761
Book / Page2074 / 399
Map ReferenceCAB A-102
Instrument DateSep 15, 2021
Instrument202164761
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PRINCETON ST, SCHENECTADY, NY 12304-3110

Mortgage

Document Number0000064762
DateDec 21, 2021
Instrument202164762
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term117 Months
DueSep 21, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 3 Princeton St was $3,522 with a homeowner's exemption, up 4.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,522.00 (+4.67%) Homeowner's exemption
2025$3,365.00$71,600 Land $10,700 Building $60,900$118,563 Land $17,718 Building $100,845
2023$71,600 (-) Land $10,700 Building $60,900$90,633 (+3.8%) Land $13,544 Building $77,089
2022$71,600 Land $10,700 Building $60,900$87,317 Land $13,049 Building $74,268
2021$3,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Princeton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3 Princeton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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