3 Princeton Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3 Princeton Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,206 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Dec 2025)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-18-012.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-18-012.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,206 sqft Finished Area
Gross Area	4,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3 PRINCETON AVE
City	FT MITCHELL
State	KY
Zip	41017-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYMEDE SEC 1 LOT 34
Legal Subdivision	SUNNYMEDE
Legal Phase	1
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	64700

Owner

3 Princeton Ave is owned by two individuals who bought it in December 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 ROSSMOYNE DR, CRESTVIEW HILLS, KY 41017-2216
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK
Oct 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Aug 5, 2009 · Amount on File
Deed Document Number	2025134
Deed Book / Page	378 / 401
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 27, 2026
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Document Number	0000010942
Book / Page	437 / 411
Instrument Date	May 11, 2026
Instrument	202610942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010942,
Date	May 27, 2026
Book Page	437/411
Instrument	202610942

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PRINCETON AVE, SOUTH FORT MITCHELL, KY 41017-2815

Mortgage

Document Number	0005900085
Date	Feb 15, 2022
Book Page	337/786
Instrument	22021505900085

Lender

Name	HEARTLAND BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 4, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900113
Date	Oct 13, 2025
Book Page	KCM 695/86
Instrument	25101305900113

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 1, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 3, 2025
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Document Number	0005900134
Book / Page	KC 378 / 401
Instrument Date	Dec 1, 2025
Instrument	25120305900134
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 PRINCETON AVE, FORT MITCHELL, KY 41017-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 ROSSMOYNE DR, CRESTVIEW HILLS, KY 41017-2216
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900135
Date	Dec 3, 2025
Instrument	25120305900135

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0005900136
Date	Dec 3, 2025
Book Page	KCM 713/256
Instrument	25120305900136

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Document Number	0000000047
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PRINCETON AVE FORT MITCHELL KY 410172815, FORT MITCHELL, KY 41017-2815

Mortgage

Document Number	0000000047
Date	Nov 7, 2019
Book Page	0C6796/000337
Instrument	47

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 6, 2029

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3 PRINCETON AVE, FT MITCHELL, KY 41017-2815
Document Number	0000000013
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PRINCETON AVE FORT MITCHELL KY 410172815, FORT MITCHELL, KY 41017-2815

Mortgage

Document Number	0000000013
Date	Mar 15, 2019
Book Page	0C6618/000200
Instrument	13

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Princeton Ave was $2,926.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,200,000 (+53.37%) Land $80,000 Building $1,120,000	$1,200,000 (+53.37%) Land $80,000 Building $1,120,000
2025	$2,926.00	$782,400 Land $80,000 Building $702,400	$782,400 Land $80,000 Building $702,400
2023	$3,184.00	$782,400 Land $80,000 Building $702,400	$782,400 Land $80,000 Building $702,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Princeton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Princeton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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