3 Pratt Ave, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 3 Pratt Ave, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,535 sqft · built 1954
Lot Size	0.325 acres (14,145 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Aug 2008)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:50C B:A04`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:50C B:A04`
Alternative APN	`50CA04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,535 sqft Living Area
Gross Area	3,890 sqft
1st Floor Area	1,535 sqft
Basement Area	1,535 sqft
Unfinished Basement	1,535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,145 sqft (0.325 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50CA04
Street Address	3 PRATT AVE
City	OXFORD
State	MA
Zip	01540-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Block	A04
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3009
Census Tract	753200

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 PRATT AVE, OXFORD, MA 01540-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2008 · Amount on Record
Deed Sale	Aug 15, 2008 · Amount on Record
Prior Sale	Nov 1, 2005 · Amount on Record
Deed Document Number	200892711
Deed Book / Page	43211 / 256
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	3 PRATT AVE, OXFORD, MA 01540-2826
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066795-172
Date	Dec 21, 2021
Book Page	66795/172
Instrument	178067

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	3 PRATT AVE, OXFORD, MA 01540-2826
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65336-148
Date	Jun 8, 2021
Book Page	65336/148
Instrument	78826

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (-13.8%)	$368,600 (-10.71%) Land $76,100 Building $292,500	$404,612 (-18.89%)
2025	$5,230.00 (+5.02%)	$412,800 (+11.75%) Land $87,500 Building $325,300	$498,845
2024	$4,980.00 (+5.87%)	$369,400 (+7.1%) Land $81,200 Building $288,200
2023	$4,704.00	$344,900 Land $72,500 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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