Nassau County and Hempstead Town property record for 3 Prato Ct, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,457 sqft · built 1953 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2017) |
| Tax Bill | $8,064 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-143-00-0052 |
| Primary APN | 62-143-00-0052 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 861 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 75 ft deep x 51 ft wide |
| View / Lot | Cul-De-Sac |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62143 00520 |
|---|---|
| Street Address | 3 PRATO CT |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Subdivision | PRATO GDNS |
| Legal Block | 143 |
| Legal Lot Number | 52 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 414501 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 12, 2017 | Bargain and Sale Deed, Transfer RAM ABSTRACT LTD |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FORT POND HLDGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on Record |
| Deed Sale | Jun 12, 2017 · Amount on Record |
| Prior Sale | Aug 18, 2016 · Amount on Record |
| Deed Document Number | 201758271 |
| Deed Book / Page | 13519 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Document Number | M480950174 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | M48095/174 |
| Instrument | 2025-52269 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Document Number | M465840067 |
|---|---|
| Date | May 2, 2022 |
| Book Page | M46584/67 |
| Instrument | 2022-51299 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 12, 2017 |
| Property Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Document Number | D135190488 |
| Book / Page | D13519 / 0488 |
| Map Reference | MAP 5573 |
| Instrument Date | May 31, 2017 |
| Instrument | 201700058271 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | RAM ABSTRACT LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1939 BRYANT PL, 1939, NORTH BALDWIN, NY 11510-2230 |
| Name | Verified Name |
|---|---|
| Address | 24219 136TH AVE, ROSEDALE, NY 11422-1640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 3 PRATO CT, FREEPORT, NY 11520-5349 |
| Document Number | 0421150853 |
| Book / Page | 042115 / 000853 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 PARKHILL AVE MASSAPEQUA NY 117584653, MASSAPEQUA, NY 11758-4653 |
| Document Number | 0421150853 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 042115/000853 |
| Instrument | 47362 |
| Name | FORT POND HLDGS LLC |
|---|---|
| Address | 342 S SERVICE RD, MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2047 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386 (-) Land $150 Building $236 | $386,000 (-) | |
| 2025 | $8,064.00 (-3.09%) | ||
| 2023 | $8,321.00 Additional exemption filed | $386 Land $150 Building $236 | $386,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 391 (1979–2024) |
| Claims Outside the SFHA | 41 of 391 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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