Flagler County property record for 3 Prager Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,923 sqft · built 2006 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,900 (Feb 2007) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7024-00470-0010 |
| Primary APN | 07-11-31-7024-00470-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,491 sqft |
| 1st Floor Area | 1,923 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 PRAGER PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 24 BL 47 LT 1 OR 221 PG 200 OR 632 PG 1773 OR 855 PG 1673 OR 1244 PG 1106 OR 1483 PG 1730 OR 1541 PG 428-NO LEGAL ON DEED OR 1581 PG 1257-CD OR 1597 PG 1495 OR 1597 PG 1498 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 47 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60212 |
3 Prager Pl is owned and occupied by an individual who acquired it in June 2007.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PRAGER PL, PALM COAST, FL 32164-4770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2007 · Amount on File |
| Deed Sale | Feb 12, 2007 · Amount on File |
| Prior Sale | Sep 13, 2006 · Amount on File |
| Deed Document Number | 20078414 |
| Deed Book / Page | 1541 / 428 |
| Last Transfer Date | Jun 29, 2007 |
| Transfer Doc | 0015971495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 PRAGER PL, PALM COAST, FL 32164-4770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021800495 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2180/0495 |
| Instrument | 2017000959 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 PRAGER PL, PALM COAST, FL 32164-4770 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024180486 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 2418/0486 |
| Instrument | 2020004931 |
| Name | APPROVED MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 3 Prager Pl was $1,723 with a homeowner's exemption, up 2.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,723.00 (+2.93%) Homeowner's exemption | $137,973 | $249,322 Land $52,500 Building $196,822 |
| 2024 | $1,674.00 (+3.33%) | ||
| 2023 | $1,620.00 (+1.76%) Homeowner's exemption | $130,178 (+3%) | $255,926 (+2.11%) Land $43,500 Building $212,426 |
| 2022 | $1,592.00 Homeowner's exemption | $126,387 | $250,629 Land $44,500 Building $206,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Prager Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Prager Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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