Morris County and Mountain Lakes Borough property record for 3 Powerville Rd, Mountain Lakes, NJ 07046
| Property Type | Single Family Home |
|---|---|
| Details | 2,044 sqft · built 1918 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Mar 2021) |
| Tax Bill | $15,947 (2024) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Mar 2021 Sale & Mortgage + 1 more |
| APN | 25-00063-0000-00020-02 |
| Primary APN | 25-00063-0000-00020-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,044 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Stucco |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 140 ft deep x 185 ft wide |
| Account Number | 1053600 |
|---|---|
| Street Address | 3 POWERVILLE RD |
| City | MOUNTAIN LAKES |
| State | NJ |
| Zip | 07046-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | INCL BLK 63 LOTS 20.B & 21 |
| Legal Subdivision | MOUNTAIN LAKES |
| Legal Block | 63 |
| Legal Lot Number | 20.2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MOUNTAIN LAKES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41200 |
Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 POWERVILLE RD, MOUNTAIN LAKES, NJ 07046-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU |
| Mar 4, 2021 | Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on Record |
| Deed Sale | Mar 4, 2021 · Amount on Record |
| Prior Sale | Oct 19, 1999 · Amount on Record |
| Deed Document Number | 202120517 |
| Deed Book / Page | 24048 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 3 POWERVILLE RD, MOUNTAIN LAKES, NJ 07046-1001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0249911610 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 24991/1610 |
| Instrument | 2025041305 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 4, 2021 |
| Property Address | 3 POWERVILLE RD, MOUNTAIN LAKES, NJ 07046-1001 |
| Document Number | 0240480096 |
| Book / Page | 24048 / 96 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2021020517 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | PROPERTY TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 POWERVILLE RD, 3, MOUNTAIN LAKES, NJ 07046-1001 |
| Name | Verified Name |
|---|---|
| Address | 3 POWERVILLE RD, MOUNTAIN LAKES, NJ 07046-1001 |
| Document Number | 2021020518 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021020518 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 3 POWERVILLE RD, MOUNTAIN LAKES, NJ 07046-1001 |
| Document Number | 0231391322 |
| Book / Page | 023139 / 001322 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 POWERVILLE RD MOUNTAIN LAKES NJ 070461001, MOUNTAIN LAKES, NJ 07046-1001 |
| Document Number | 0231391322 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 023139/001322 |
| Instrument | 33192 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313-9862 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Mountain Lakes Borough |
| Unified School District | Mountain Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $777,200 (+8.15%) Land $406,000 Building $371,200 | $777,200 (+8.15%) Land $406,000 Building $371,200 | |
| 2025 | $718,600 (+16.64%) Land $384,700 Building $333,900 | $718,600 (+16.64%) Land $384,700 Building $333,900 | |
| 2024 | $15,947.00 (+3.4%) | ||
| 2023 | $616,100 Land $324,600 Building $291,500 | $616,100 Land $324,600 Building $291,500 | |
| 2022 | $15,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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