3 Powelson Ln, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 3 Powelson Ln, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details2,360 sqft · built 1986
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Mar 2001)
Tax Bill$13,011 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-00460-0000-00020

Property Details

APN / Parcel Number

Primary APN06-00460-0000-00020
Alternative APNs
  • 060046000020
  • S001

Interior

Building Area2,360 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area46,174 sqft

Location & Zoning

Account NumberS001
Street Address3 POWELSON LN
CityBRIDGEWATER
StateNJ
Zip08807-1178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionDEER CHASE RUN
Legal Block460
Legal Lot Number20
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2011
Census Tract50802

Owner

3 Powelson Ln is owned and occupied by two individuals who bought it in March 2001.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 28, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2001 · Amount on File
Deed SaleMar 14, 2001 · Amount on File
Deed Book / Page2343 / 828
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178

Mortgage

Document Number0000010403
DateApr 27, 2023
Book Page7502/3835
Instrument2023010403
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMay 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004344
DateJan 31, 2022
Book Page7420/3436
Instrument2022004344
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067551
DateDec 28, 2020
Book Page7289/3166
Instrument2020067551
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address3 POWELSON LN, BRIDGEWATER, NJ 08807-1178
Document Number0000053932
Instrument DateOct 17, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 POWELSON LN BRIDGEWATER NJ 088071178, BRIDGEWATER, NJ 08807-1178

Mortgage

Document Number0000053932
DateOct 17, 2020
Book Page007268/000102
Instrument53932
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Powelson Ln was $13,011, down 1.2% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,800 (+8.05%) Land $343,900 Building $384,900$728,800 (+8.05%) Land $343,900 Building $384,900
2025$13,011.00 (-1.2%)$674,500 Land $323,900 Building $350,600$674,500 Land $323,900 Building $350,600
2024$13,169.00
2023$626,700 Land $323,900 Building $302,800$626,700 Land $323,900 Building $302,800
2022$11,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Powelson Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Powelson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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