3 Poor Richards Dr, Bow, NH 03304 Property Records

Merrimack County and Bow Town property record for 3 Poor Richards Dr, Bow, NH 03304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,463 sqft · built 1970
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,000 (Jul 2023)
Tax Bill	$9,825 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5.063.00N.0`

Property Details

APN / Parcel Number

Primary APN	`5.063.00N.0`
Alternative APNs	`BOWW M:020 B:005 L:63-N` `5.063.00N.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,463 sqft Living Area
Gross Area	4,346 sqft
1st Floor Area	1,437 sqft
Basement Area	988 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 POOR RICHARDS DR
City	BOW
State	NH
Zip	03304-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	5
Legal Lot Number	63-N
Jurisdiction	BOW TOWN NH
Township / Civil Division	BOW
Census Block Group	3
Census Block	3005
Census Tract	31001

Owner

Source: Merrimack County and Bow Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 POOR RICHARDS DR, BOW, NH 03304-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	202310398
Deed Book / Page	3832 / 1368
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOW TOWN NH
Recording Date	Jul 26, 2023
Property Address	3 POOR RICHARDS DR, BOW, NH 03304-3506
Document Number	0000010398
Book / Page	3832 / 1368
Instrument Date	Jul 24, 2023
Instrument	202300010398
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1555 BODWELL RD UNIT 63, 63, MANCHESTER, NH 03109-5849

Mortgage

Document Number	0000010399
Date	Jul 26, 2023
Instrument	202300010399

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOW TOWN NH
Property Address	3 POOR RICHARDS DR, BOW, NH 03304-3506
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100028247
Date	Nov 2, 2021
Book Page	3766/2927
Instrument	202100028247

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Bow Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Bow Town
Unified School District	Bow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,825.00 (+1.37%)	$490,000 (-) Land $149,200 Building $340,800
2024	$9,692.00 (+6.12%)	$490,000 (+49.21%) Land $149,200 Building $340,800
2023	$9,133.00 (+4.87%)	$328,400 (-) Land $105,200 Building $223,200	$520,790
2022	$8,709.00	$328,400 Land $105,200 Building $223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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