3 Ponds Edge Ln, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 3 Ponds Edge Ln, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	3,392 sqft · built 1993
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$958,000 (Jul 2010)
Tax Bill	$20,490 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00032-0000-00012-02`

Property Details

APN / Parcel Number

Primary APN	`20-00032-0000-00012-02`
Alternative APNs	`20000320000000120002` `00005980`

Interior

Stories	2 Stories
Building Area	3,392 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	50,094 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	00005980
Street Address	3 PONDS EDGE LN
City	WARREN
State	NJ
Zip	07059-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Subdivision	WHISPERING POND ESTATES SEC 01
Legal Block	32
Legal Lot Number	12.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3000
Census Tract	52203

Owner

3 Ponds Edge Ln is owned and occupied by two individuals who bought it in July 2010.

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PONDS EDGE LN, WARREN, NJ 07059-6832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2010 · Amount on File
Deed Sale	Jul 20, 2010 · Amount on File
Prior Sale	Dec 27, 2006
Deed Document Number	201030788
Deed Book / Page	6336 / 2941
Prior Transfer Date	Dec 19, 2006
Prior Transfer Doc	5978002371
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 PONDS EDGE LN, WARREN, NJ 07059-6832
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PINEWOOD LN, WARREN, NJ 07059-6864

Mortgage

Document Number	0000003689
Date	Feb 9, 2026
Book Page	7664/2696
Instrument	2026003689

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ponds Edge Ln was $20,490, up 3.3% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,238,800 (+5.93%) Land $527,400 Building $711,400	$1,238,800 (+5.93%) Land $527,400 Building $711,400
2025	$20,490.00 (+3.34%)	$1,169,500 Land $502,300 Building $667,200	$1,169,500 Land $502,300 Building $667,200
2024	$19,828.00
2023		$1,004,800 Land $422,000 Building $582,800	$1,004,800 Land $422,000 Building $582,800
2022	$19,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Ponds Edge Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1981–2023)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Apr 2023 · alluvial fan flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ponds Edge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20