St. Louis County property record for 3 Ponca Trl, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,721 sqft · built 1890 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $113,100 (Dec 2002) |
| Tax Bill | $5,568 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24O-31-1098 |
| Primary APN | 24O-31-1098 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,721 sqft Living Area |
| Gross Area | 3,561 sqft |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 80 ft deep x 151 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 PONCA TRL |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-5112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | OSAGE HILLS & LOT PT 31 12 14 88 LOT 29 |
| Legal Subdivision | OSAGE HILLS |
| Legal Block | E |
| Legal Lot Number | 29 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 218104 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 PONCA TRL, SAINT LOUIS, MO 63122-5112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2002 · Amount on Record |
| Deed Sale | Dec 20, 2002 · Amount on Record |
| Prior Sale | Apr 22, 1998 · Amount on Record |
| Deed Document Number | 2002898 |
| Deed Book / Page | 14418 / 2483 |
| Prior Transfer Date | Dec 5, 2002 |
| Prior Transfer Doc | 0000000898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3 PONCA TRL, SAINT LOUIS, MO 63122-5112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 3 PONCA TRL, KIRKWOOD, MO 63122-5112 |
| Document Number | 0243243585 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 24324/3585 |
| Instrument | 2020091500385 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,780 (-) Land $46,090 Building $52,690 | $519,900 (-) Land $242,600 Building $277,300 | |
| 2025 | $5,568.00 (+3.48%) | $98,780 (+14.06%) Land $46,090 Building $52,690 | $519,900 (+14.06%) Land $242,600 Building $277,300 |
| 2024 | $5,381.00 (+1.6%) | ||
| 2023 | $5,296.00 (+110.33%) | $86,600 (+124.18%) Land $36,880 Building $49,720 | $455,800 (+124.2%) Land $194,100 Building $261,700 |
| 2022 | $2,518.00 | $38,630 Land $33,210 Building $5,420 | |
| 2021 | $203,300 Land $174,800 Building $28,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 91 policies |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 12 (2008–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures