3 Plum Tree Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3 Plum Tree Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1973
Lot Size	0.151 acres (6,560 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2021)
Tax Bill	$2,925 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`409234A000`

Property Details

APN / Parcel Number

Primary APN	`409234A000`
Alternative APN	`2-0108-4575-00-0135.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,170 sqft
Basement Area	1,170 sqft
Finished Basement	386 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,560 sqft (0.151 acres)
Lot Dimensions	82 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	409234A000
Street Address	3 PLUM TREE DR
City	SAINT PETERS
State	MO
Zip	63376-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD4
Legal Description	ORCHARD HILLS #1 LOT 135
Legal Subdivision	ORCHARD HILLS #1
Legal Lot Number	135
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2012
Census Tract	311203

Owner

3 Plum Tree Dr is owned by an individual who bought it in October 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2810 SUNDOWNER DR, SAINT CHARLES, MO 63303-5058
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202186047
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0071512294
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 18, 2021
Property Address	3 PLUM TREE DR, SAINT PETERS, MO 63376-2704
Document Number	2021R086047
Map Reference	MB 15 PG 1
Instrument Date	Oct 12, 2021
Instrument	2021R-086047
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1329 PEGASUS TRL, 1329, SAINT PETERS, MO 63376-4082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUNSHINE CT, O FALLON, MO 63368-6894

Tax Assessment & Valuation

The 2025 property tax bill for 3 Plum Tree Dr was $2,925.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,930 (-)	$220,686 (-) Land $45,000 Building $175,686
2025	$2,925.00	$41,930	$220,686 Land $45,000 Building $175,686
2023		$37,537
2022			$197,564 Land $40,000 Building $157,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Plum Tree Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Plum Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20