3 Playa Blvd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 3 Playa Blvd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,605 sqft · built 2010
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Company Names on Record
Last Sale	$2,405,000 (Mar 2023)
Tax Bill	$29,875 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-132-48`

Property Details

APN / Parcel Number

Primary APN	`045-132-48`
Alternative APN	`045-132-48-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,605 sqft Living Area
Gross Area	3,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.338 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3 PLAYA BLVD
City	WATSONVILLE
State	CA
Zip	95076-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	LA SELVA BCH/MONTEREY BAY TR 1
Legal Block	21
Legal Lot Number	1,2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3021
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1597, APTOS, CA 95001-1597
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 10, 2026	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 6, 2023	Grant Deed, Transfer · Conventional Mortgage CAPITAL ALLIANCE LLC
Aug 23, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	20233724
Prior Transfer Date	Jan 15, 2014
Prior Transfer Doc	0000002604
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 10, 2026
Property Address	3 PLAYA BLVD, WATSONVILLE, CA 95076-1731
Document Number	0000002873
Map Reference	VOL 26 PG 2
Instrument Date	Jan 30, 2026
Instrument	2026-0002873
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1597, APTOS, CA 95001-1597

Mortgage

Document Number	0000002874
Date	Feb 10, 2026
Instrument	2026-0002874

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 10, 2026
Property Address	3 PLAYA BLVD, WATSONVILLE, CA 95076-1731
Document Number	0000002875
Map Reference	VOL 26 PG 2
Instrument Date	Jan 30, 2026
Instrument	2026-0002875
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1597, APTOS, CA 95001-1597

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 6, 2023
Property Address	3 PLAYA BLVD, WATSONVILLE, CA 95076-1731
Document Number	0000003724
Map Reference	VOL 26 PG 2
Instrument Date	Feb 23, 2023
Instrument	2023-0003724
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,645.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1597, APTOS, CA 95001-1597

Mortgage

Document Number	0000003725
Date	Mar 6, 2023
Instrument	2023-0003725

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	9.87%
Index	Other
Margin	6
Max Rate	12.8%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3 PLAYA BLVD, WATSONVILLE, CA 95076-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATL TI AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024605
Date	Aug 23, 2019
Instrument	2019-0024605

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.35%
Index	Other
Max Rate	8.25%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,552,205 (+2%) Land $1,607,889 Building $944,316
2025	$29,875.00 (+11.08%)	$2,502,162 (+102.6%) Land $1,576,362 Building $925,800
2024	$26,895.00 (+95.43%)
2023	$13,762.00 (+1.68%)	$1,235,035 Land $680,769 Building $554,266	$2,112,300
2022	$13,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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