3 Pinehill Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Pinehill Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,351 sqft · built 1955
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Sep 1996)
Tax Bill	$18,943 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-01007-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`63-01007-0000-00009`
Alternative APNs	`630100700009` `125500`

Interior

Stories	1 Story
Building Area	3,351 sqft Living Area
1st Floor Area	3,351 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	58,370 sqft

Location & Zoning

Account Number	125500
Street Address	3 PINEHILL DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.340 AC
Legal Block	1007
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3020
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 PINEHILL DR, UPPER SADDLE RIVER, NJ 07458-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit HSBC BK USA NA
Jun 25, 2018	Deed of Trust, Mortgage HSBC BK USA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 1996 · Amount on Record
Deed Sale	Sep 9, 1996 · Amount on Record
Deed Book / Page	7909 / 330
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 PINEHILL DR, UPPER SADDLE RIVER, NJ 07458-1914
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042520548
Date	Jul 2, 2021
Book Page	4252/548
Instrument	2021107457

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 PINEHILL DR, UPPER SADDLE RIVER, NJ 07458-1914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032700580
Date	Jun 18, 2019
Book Page	3270/580
Instrument	19-038352

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 PINEHILL DR, UPPER SADDLE RIVER, NJ 07458-1914
Document Number	0030021873
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PINEHILL DR UPPER SADDLE RIVER NJ 074581914, UPPER SADDLE RIVER, NJ 07458-1914

Mortgage

Document Number	0030021873
Date	Jul 19, 2018
Book Page	003002/001873
Instrument	51677

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 PINEHILL DR, UPPER SADDLE RIVER, NJ 07458-1914
Document Number	0029960442
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PINEHILL DR UPPER SADDLE RIVER NJ 074581914, UPPER SADDLE RIVER, NJ 07458-1914

Mortgage

Document Number	0029960442
Date	Jul 13, 2018
Book Page	002996/000442
Instrument	49805

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,400 (-) Land $373,500 Building $357,900	$731,400 (-) Land $373,500 Building $357,900
2025	$18,943.00 (+1.73%)	$731,400 (-) Land $373,500 Building $357,900	$731,400 (-) Land $373,500 Building $357,900
2024	$18,621.00 (+3.65%)
2023		$731,400 Land $373,500 Building $357,900	$731,400 Land $373,500 Building $357,900
2022	$17,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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