Bergen County and Ramsey Borough property record for 3 Pine Tree Rd, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1965 |
| Square Footage | 2,946 sqft Living Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2017) |
| Tax Bill | $23,440.00 (2025) |
Source: Bergen County and Ramsey Borough records · APN 48-02401-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Feb 26, 2018 | Deed of Trust, Mortgage CHASE BK/MD |
| Sep 30, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Feb 10, 2017 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on Record |
| Deed Sale | Feb 10, 2017 · Amount on Record |
| Deed Doc Number | 201713382 |
| Deed Book / Page | 2532 / 112 |
| Last Transfer Date | Mar 24, 2022 |
| Transfer Doc | 0046930688 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046630327 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 4663/327 |
| Instrument | 2022045370 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 26, 2022 |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 0046930688 |
| Book / Page | 4693 / 688 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022054498 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 PINE TREE RD, 3, RAMSEY, NJ 07446-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 2022054499 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022054499 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038281795 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3828/1795 |
| Instrument | 20-122311 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 0028811178 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 PINE TREE RD RAMSEY NJ 074462117, RAMSEY, NJ 07446-2117 |
| Document Number | 0028811178 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 002881/001178 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 0027661851 |
| Book / Page | 002766 / 001851 |
| Instrument Date | Sep 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3 PINE TREE RD RAMSEY NJ 074462117, RAMSEY, NJ 07446-2117 |
| Document Number | 0027661851 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 002766/001851 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 10, 2017 |
| Property Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 0025320112 |
| Book / Page | 02532 / 0112 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 17-013382 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 PINE TREE RD, 3, RAMSEY, NJ 07446-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3 PINE TREE RD, RAMSEY, NJ 07446-2117 |
| Document Number | 0025320118 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 02532/0118 |
| Instrument | 17-013382.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160,400 (+1.93%) Land $445,000 Building $715,400 | $1,160,400 (+1.93%) Land $445,000 Building $715,400 | |
| 2025 | $23,440.00 (-3.62%) | $1,138,400 (+32.1%) Land $445,000 Building $693,400 | $1,138,400 (+32.1%) Land $445,000 Building $693,400 |
| 2024 | $24,320.00 (+7.59%) | ||
| 2023 | $861,800 Land $337,500 Building $524,300 | $861,800 Land $337,500 Building $524,300 | |
| 2022 | $22,605.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-02401-0000-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 2,946 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame Construction |
| Lot Area | 32,670 sqft (0.75 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 PINE TREE RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2117 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.750AC |
| Legal Subdivision | RAMSEY ACRES |
| Legal Block | 2401 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 44100 |
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