Albany County and Colonie Town property record for 3 Pine Stump Rd, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,128 sqft · built 1989 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Mar 2022) |
| Tax Bill | $6,561 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012601 30.18-1-15 |
| Primary APN | 012601 30.18-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| 2nd Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 197 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03001800010150000000 |
|---|---|
| Street Address | 3 PINE STUMP RD |
| City | ALBANY |
| State | NY |
| Zip | 12205-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42 |
| Legal Description | N-PINESTUMP RD E-5 S-58-43 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 13902 |
3 Pine Stump Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PINE STUMP RD, ALBANY, NY 12205-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Dec 20, 2016 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Prior Sale | Aug 26, 2002 · Amount on File |
| Deed Document Number | 20226152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 PINE STUMP RD, ALBANY, NY 12205-1509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3 PINE STUMP RD, ALBANY, NY 12205-1509 |
| Document Number | 0000000153 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | R2022-6153 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 PINE STUMP RD, ALBANY, NY 12205-1509 |
| Document Number | 0000007660 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 PINE STUMP RD ALBANY NY 122051509, ALBANY, NY 12205-1509 |
| Document Number | 0000007660 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 7660 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 8, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 PINE STUMP RD, ALBANY, NY 12205-1509 |
| Document Number | 0000000767 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3 PINE STUMP RD ALBANY NY 122051509, ALBANY, NY 12205-1509 |
| Document Number | 0000000767 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 767 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 8, 2032 |
The 2026 property tax bill for 3 Pine Stump Rd was $6,561, up 0.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Municipality | Colonie Village |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,561.00 (+0.58%) | ||
| 2025 | $6,523.00 | $157,900 Land $39,500 Building $118,400 | $361,300 Land $90,382 Building $270,918 |
| 2023 | $157,900 (-) Land $39,500 Building $118,400 | $309,600 (+9.31%) Land $77,449 Building $232,151 | |
| 2022 | $157,900 Land $39,500 Building $118,400 | $283,229 Land $70,852 Building $212,377 | |
| 2021 | $5,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Pine Stump Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Pine Stump Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194 |
|---|---|
| Water Source | Purchased surface water from LATHAM WATER DISTRICT |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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