Bergen County and Montvale Borough property record for 3 Pine St, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 2,048 sqft · built 1985 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on Record |
| Last Sale | $547,000 (Apr 2026) |
| Tax Bill | $9,522 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01503-0000-00002 |
| Primary APN | 36-01503-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,048 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 025100 |
|---|---|
| Street Address | 3 PINE ST |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | L393 50X100 |
| Legal Subdivision | MONTVALE PK MAP #1076 |
| Legal Block | 1503 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 199 EILEEN DR, CEDAR GROVE, NJ 07009-1351 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer · Construction Mortgage RFLF 5 LLC |
| Apr 24, 2026 | Deed, Construction Loan · Construction Mortgage RFLF 5 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Deed Document Number | 202627583 |
| Deed Book / Page | 5781 / 714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 24, 2026 |
| Property Address | 3 PINE ST, MONTVALE, NJ 07645-1418 |
| Document Number | 0000027583 |
| Book / Page | 5781 / 714 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.27583 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,247.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 199 EILEEN DR, CEDAR GROVE, NJ 07009-1351 |
| Document Number | 0000027584, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..27584 |
| Name | RFLF 5 LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 24, 2026 |
| Property Address | 3 PINE ST, MONTVALE, NJ 07645-1418 |
| Document Number | 0057810714 |
| Book / Page | 5781 / 714 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202627583 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,247.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 199 EILEEN DR, CEDAR GROVE, NJ 07009-1351 |
| Document Number | 0000027584, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202627584 |
| Name | RFLF 5 LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2027 |
| Max Rate | -1% |
|---|
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,100 (-) Land $200,000 Building $173,100 | $373,100 (-) Land $200,000 Building $173,100 | |
| 2025 | $9,522.00 (+1.48%) | $373,100 (-) Land $200,000 Building $173,100 | $373,100 (-) Land $200,000 Building $173,100 |
| 2024 | $9,383.00 (+1.78%) | ||
| 2023 | $373,100 Land $200,000 Building $173,100 | $373,100 Land $200,000 Building $173,100 | |
| 2022 | $9,219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1984–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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