Essex County and Haverhill City property record for 3 Pine St, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1980 |
| Lot Size | 0.408 acres (17,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Oct 2020) |
| Tax Bill | $4,184 (2025) |
| Deeds & Mortgages | Sep 2024 Refinance Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 425-154-6 |
| Primary APN | 425-154-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,794 sqft (0.408 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 425-154-6 |
|---|---|
| Street Address | 3 PINE ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 154 |
| Legal Lot Number | 6 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 260301 |
3 Pine St is owned and occupied by an individual who bought it in October 2020.
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PINE ST, HAVERHILL, MA 01830-6533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Oct 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Dec 20, 2017 | Quit Claim Deed, Transfer · FHA Mortgage PHH HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Dec 20, 2017 · Amount on File |
| Deed Book / Page | 39121 / 561 |
| Prior Transfer Date | Oct 21, 2020 |
| Prior Transfer Doc | 3912000561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 3 PINE ST, HAVERHILL, MA 01830-6533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042328-89 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 42328/89 |
| Instrument | 20240917000540 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Oct 30, 2020 |
| Property Address | 3 PINE ST, HAVERHILL, MA 01830-6533 |
| Document Number | 39121-561 |
| Book / Page | 39121 / 561 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 20201030003680 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PINE ST, HAVERHILL, MA 01830-6533 |
| Document Number | 201030003690 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 201030003690 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Dec 20, 2017 |
| Property Address | 3 PINE ST, HAVERHILL, MA 01830-6533 |
| Document Number | 36422-507 |
| Book / Page | 036422 / 000507 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 1712204000 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PINE ST HAVERHILL MA 018306533, HAVERHILL, MA 01830-6533 |
| Document Number | 36422-509 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 036422/000509 |
| Instrument | 1712204010 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
The 2025 property tax bill for 3 Pine St was $4,184, up 2.5% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,184.00 (+2.47%) | $390,700 (+1.82%) Land $207,300 Building $183,400 | $398,145 |
| 2024 | $4,083.00 (+7.17%) | $383,700 (+12.29%) Land $207,300 Building $176,400 | |
| 2023 | $3,810.00 | $341,700 Land $186,500 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Pine St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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