3 Pine Rd, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 3 Pine Rd, Lake Luzerne, NY 12846

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 768 sqft · built 1940
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Tax Bill$1,984 (2026)
Deeds & MortgagesOct 2020 Sale
APN523200 298.16-1-23

Property Details

APN / Parcel Number

Primary APN523200 298.16-1-23
Alternative APN
  • 320029801600010230000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeRaised
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions93 ft deep x 74 ft wide
PorchPatio
Porch Area432 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3 PINE RD
CityLAKE LUZERNE
StateNY
Zip12846
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeHR
Legal DescriptionCAMP 28.-3-47
Legal Block1
Legal Lot Number23.000
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group2
Census Block2044
Census Tract71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address156 CARRIAGE CT, A, YORKTOWN HEIGHTS, NY 10598-5204
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 13, 2020
Transfer Doc0000006655
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN NY
Recording DateOct 13, 2020
Property Address3 PINE RD, LAKE LUZERNE, NY 12846
Document Number0000006655
Book / Page006203 / 000217
Instrument DateAug 13, 2020
Instrument6655
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$719.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address40-64 W 4TH ST PATCHOGUE NY 117722171, PATCHOGUE, NY 11772-2171

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,984.00 (+4.64%)
2025$1,896.00$88,000 (-) Land $63,000 Building $25,000$149,200 (+25.48%) Land $106,814 Building $42,386
2023$88,000 Land $63,000 Building $25,000$118,900 Land $85,122 Building $33,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims9 (1979–2019)
Claims Outside the SFHA2 of 9
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE LUZERNE WATER DISTRICT
serves 2,500 people · EPA ID NY5600108
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Rd

Nearby Streets

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