Monmouth County and Ocean Township property record for 3 Pine Ln, Ocean, NJ 07712 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1966 |
| Square Footage | 3,520 sqft Living Area |
| Lot Size | 41,250 sqft (0.947 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $635,000 (2019) |
| Tax Bill | $11,093.00 (2025) |
| Primary APN | 37-00001-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,520 sqft Living Area |
| 1st Floor | 2,056 sqft 1st Floor |
| Upper Floors | 1,948 sqft Upper Floors |
| Basement Area | 1,040 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 41,250 sqft (0.947 acres) |
| Depth X Width | 330 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Pool Area | 648 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Deck Area | 30 sqft Deck |
| Patio Area | 670 sqft Patio |
| Porch | Open Porch |
| Canopy Area | 120 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|
| Old Parcel Number | 3700001100002P |
|---|---|
| Street Address | 3 PINE LN |
| City | OCEAN |
| State | NJ |
| Zip | 07712-7243 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | STEPHEN OKROS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | OCEAN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 806501 |
Source: Monmouth County and Ocean Township records · APN 37-00001-0000-00003
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PINE LN, OCEAN, NJ 07712-7243 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Nov 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Feb 22, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HARBORONE MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Prior Sale | Mar 14, 2000 · Amount on Record |
| Deed Doc Number | 201916948 |
| Deed Book / Page | 9336 / 7363 |
| Prior Transfer Date | Sep 21, 2015 |
| Prior Transfer Doc | 0000092964 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 PINE LN, OCEAN, NJ 07712-7243 |
| Document Number | 0000011528 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 PINE LN OCEAN NJ 077127243, OCEAN, NJ 07712-7243 |
| Document Number | 0000011528 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 009475/002505 |
| Instrument | 11528 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 PINE LN, OCEAN, NJ 07712-7243 |
| Document Number | 0000117136 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 PINE LN OCEAN NJ 077127243, OCEAN, NJ 07712-7243 |
| Document Number | 0000117136 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 009384/002279 |
| Instrument | 117136 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 22, 2019 |
| Property Address | 3 PINE LN, OCEAN, NJ 07712-7243 |
| Document Number | 0000016948 |
| Book / Page | 009336 / 007363 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 16948 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 PINE LN OCEAN NJ 077127243, OCEAN, NJ 07712-7243 |
| Document Number | 16949 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 009336/007368 |
| Instrument | 16949 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $855,600 (+4.35%) Land $374,400 Building $481,200 | $855,600 (+4.35%) Land $374,400 Building $481,200 | |
| 2025 | $11,093.00 (+7.76%) | $819,900 (+16.03%) Land $349,400 Building $470,500 | $819,900 (+16.03%) Land $349,400 Building $470,500 |
| 2024 | $10,294.00 (-17.9%) | ||
| 2023 | $706,600 Land $262,100 Building $444,500 | $706,600 Land $262,100 Building $444,500 | |
| 2022 | $12,539.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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