Ramsey County property record for 3 Pine Cone Rd, No Oaks, MN 55127
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,019 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $679,000 (Jul 2016) |
| Tax Bill | $11,726 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2016 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-30-22-24-0007 |
| Primary APN | 16-30-22-24-0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 2,019 sqft |
| Basement Area | 1,307 sqft |
| Finished Basement | 1,307 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 131 ft deep x 77 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 387906 |
|---|---|
| Street Address | 3 PINE CONE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-6478 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REGISTERED LAND SURVEY 571 TRACT F |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 16 |
| Legal Subdivision | REGISTERED LAND SURVEY 571 |
| Legal Tract | F |
| Legal Lot Number | F |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40601 |
Source: Ramsey County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4801 BONITA BAY BLVD, 1702, BONITA SPRINGS, FL 34134-5662 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL |
| Aug 24, 2016 | Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L |
| Jul 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on File |
| Deed Sale | Jul 13, 2016 · Amount on File |
| Prior Sale | Oct 31, 2003 · Amount on File |
| Deed Document Number | 2016530879 |
| Prior Transfer Date | Jul 12, 2016 |
| Prior Transfer Doc | 0005112102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 17, 2026 |
| Property Address | 3 PINE CONE RD, SAINT PAUL, MN 55127-6478 |
| Document Number | 0002823914 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262823914 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 PINE CONE RD, SAINT PAUL, MN 55127-6478 |
| Document Number | 0002823914, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 20262823914 |
| Name | ALERUS FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3 PINE CONE RD, NORTH OAKS, MN 55127-6478 |
| Document Number | 0002578071 |
| Instrument Date | Aug 24, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3 PINE CONE RD NORTH OAKS MN 551276478, NORTH OAKS, MN 55127-6478 |
| Document Number | 0002578071 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2578071 |
| Name | ALERUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 2, 2026 |
| Property Address | 3 PINE CONE RD, SAINT PAUL, MN 55127-6478 |
| Document Number | 0005112102 |
| Instrument Date | Jul 12, 2016 |
| Instrument | 20265112102 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $171.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 4801 BONITA BAY BLVD, 1702, BONITA SPRINGS, FL 34134-5662 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $980,200 (+10.66%) Land $199,600 Building $780,600 | $980,200 (+10.66%) Land $199,600 Building $780,600 | |
| 2025 | $11,726.00 (+11.57%) | $885,800 (+5.79%) Land $199,600 Building $686,200 | $885,800 (+5.79%) Land $199,600 Building $686,200 |
| 2023 | $10,510.00 | $837,300 Land $124,800 Building $712,500 | $837,300 Land $124,800 Building $712,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures