St. Charles County property record for 3 Pine Cone Ct, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,376 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2008) |
| Tax Bill | $4,294 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A974000128 |
| Primary APN | A974000128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | Deck Area |
| Patio Area | 184 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A974000128 |
|---|---|
| Street Address | 3 PINE CONE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES #2 LOT 67 |
| Legal Subdivision | WHISPERING PINES #2 |
| Legal Lot Number | 67 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 311904 |
Source: St. Charles County records · APN A974000128
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PINE CONE CT, DARDENNE PRAIRIE, MO 63368-6771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2008 · Amount on Record |
| Deed Sale | Jul 03, 2008 · Amount on Record |
| Prior Sale | Jul 02, 2007 · Amount on Record |
| Deed Document Number | 2008481550 |
| Deed Book / Page | 5016 / 1784 |
| Last Transfer Date | Jul 29, 2015 |
| Transfer Doc | 0063971721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 PINE CONE CT, DARDENNE PRAIRIE, MO 63368-6771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071060872 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 7106/0872 |
| Instrument | 20190717000362340 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 PINE CONE CT, DARDENNE PRAIRIE, MO 63368-6771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0073580987 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 7358/987 |
| Instrument | 20200730000539110 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | HAZELWOOD, MO 63042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,294.00 (+4.96%) | $68,288 (+7.97%) | $359,409 (+7.97%) Land $65,000 Building $294,409 |
| 2024 | $4,091.00 | ||
| 2023 | $63,246 | ||
| 2022 | $332,874 Land $55,000 Building $277,874 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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