3 Pine Bush Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 3 Pine Bush Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,480 sqft · built 2024
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$1,346,750 (Apr 2024)
Tax Bill$13,252 (2026)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 16.2-4-15

Property Details

APN / Parcel Number

Primary APN012689 16.2-4-15
Alternative APN
  • 01600200040150000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,480 sqft Living Area
1st Floor Area1,229 sqft
2nd Floor Area1,251 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600200040150000000
Street Address3 PINE BUSH RD
CitySCHENECTADY
StateNY
Zip12304-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block4
Legal Lot Number15.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3025
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 PINE BUSH RD, SCHENECTADY, NY 12304-8511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2024 · Amount on Record
Deed SaleApr 23, 2024 · Amount on Record
Deed Document Number20246406
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3 PINE BUSH RD, SCHENECTADY, NY 12304-8511
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 W 161ST ST 1, 1, NEW YORK, NY 10032-6101

Mortgage

Document Number0000000407
DateApr 23, 2024
InstrumentR2024-6407
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2034
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.62%
IndexSOFR Average 30-Day
Max Rate9.62%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,252.00 (+8.04%)
2025$12,266.00 (+507.23%)$290,600 (+493.06%) Land $72,700 Building $217,900$665,000 (+591.99%) Land $166,364 Building $498,636
2023$49,000 (-) Land $49,000$96,100 (+9.34%) Land $96,100
2022$49,000 Land $49,000$87,892 Land $87,892
2021$2,020.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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