3 Pine Bluff Ave, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 3 Pine Bluff Ave, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,200 sqft · built 1921
Lot Size	0.122 acres (5,319 sqft)
Owner	2 Trust Names on Record
Last Sale	$75,000 (Apr 1995)
Tax Bill	$6,773 (2026)
Deeds & Mortgages	Sep 2026 Transfer May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0093 B:0001 L:00015`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0093 B:0001 L:00015`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,227 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,319 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 PINE BLUFF AVE
City	MERRIMAC
State	MA
Zip	01860-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Block	1
Legal Lot Number	15
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3006
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3 PINE BLUFF AVE, MERRIMAC, MA 01860-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer Quitclaim
May 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GRANITE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 1995 · Amount on Record
Deed Sale	Apr 28, 1995 · Amount on Record
Deed Book / Page	13003 / 36
Last Transfer Date	Sep 2, 2026
Transfer Doc	0000001430
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Sep 2, 2026
Property Address	3 PINE BLUFF AVE, MERRIMAC, MA 01860-1628
Document Number	0000001430
Book / Page	43607 / 287
Instrument Date	Sep 2, 2026
Instrument	20261430
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PINE BLUFF AVE, MERRIMAC, MA 01860-1628

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	May 7, 2026
Property Address	3 PINE BLUFF AVE, MERRIMAC, MA 01860-1628
Document Number	043373-168
Book / Page	43373 / 168
Instrument Date	May 7, 2026
Instrument	20262780
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PINE BLUFF AVE, MERRIMAC, MA 01860-1628
Investor	Possibly a Property Investor

Mortgage

Date	May 7, 2026

Lender

Name	GRANITE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2029
Index	1-Year CMT
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,773.00 (+1.07%)	$513,500 (+1.54%) Land $328,500 Building $185,000	$591,892 (-8.36%)
2025	$6,701.00 (+5.86%)	$505,700 (+7.85%) Land $328,500 Building $177,200	$645,905
2024	$6,330.00 (+2.51%)	$468,900 (+12.15%) Land $297,300 Building $171,600
2023	$6,175.00	$418,100 Land $269,100 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Bluff Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures