3 Phyllis Ln, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Phyllis Ln, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	3,547 sqft · built 1981
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on File
Last Sale	$755,000 (Aug 2006)
Tax Bill	$14,338 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-04901-03-00017-01`

Property Details

APN / Parcel Number

Primary APN	`07-04901-03-00017-01`
Alternative APNs	`07049010003000170001` `00002554`

Interior

Stories	2 Stories
Building Area	3,547 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002554
Street Address	3 PHYLLIS LN
City	FAIRFIELD
State	NJ
Zip	07004-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	100X225 AV 0.52 AC
Legal Subdivision	FAIRFIELD
Legal Block	4901
Legal Lot Number	17.1
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3012
Census Tract	21601

Owner

3 Phyllis Ln is owned by a company that bought it in August 2006.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	3 PHYLLIS LN, FAIRFIELD, NJ 07004-2320
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Oct 5, 2017	Grant Deed, Transfer · Conventional Mortgage HIGHLANDS ST BK
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2006 · Amount on File
Deed Sale	Aug 8, 2006 · Amount on File
Deed Book / Page	6371 / 86
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 PHYLLIS LN, FAIRFIELD, NJ 07004-2320
Document Number	0000062655
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PHYLLIS LN FAIRFIELD NJ 070042320, FAIRFIELD, NJ 07004-2320

Mortgage

Document Number	0000062655
Date	Jul 9, 2020
Instrument	62655

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 8, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 5, 2017
Property Address	3 PHYLLIS LN, FAIRFIELD, NJ 07004-2320
Document Number	0000088447
Instrument Date	Sep 29, 2017
Instrument	88447
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$689.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PHYLLIS LN FAIRFIELD NJ 070042320, FAIRFIELD, NJ 07004-2320

Mortgage

Document Number	88449
Date	Oct 5, 2017
Instrument	88449

Lender

Name	HIGHLANDS ST BK
Type	Bank
Address	VERNON, NJ 07462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 PHYLLIS LN, FAIRFIELD, NJ 07004-2320
Document Number	0000088449
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PHYLLIS LN FAIRFIELD NJ 070042320, FAIRFIELD, NJ 07004-2320

Mortgage

Document Number	0000088449
Date	Oct 5, 2017
Instrument	88449

Lender

Name	HIGHLANDS ST BK
Type	Bank
Address	VERNON, NJ 07462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Phyllis Ln was $14,338, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,000 (-) Land $271,500 Building $417,500	$689,000 (-) Land $271,500 Building $417,500
2025	$14,338.00 (-2.58%)	$689,000 Land $271,500 Building $417,500	$689,000 Land $271,500 Building $417,500
2024	$14,717.00
2023		$689,000 Land $271,500 Building $417,500	$689,000 Land $271,500 Building $417,500
2022	$13,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Phyllis Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	424 (1979–2024)
Claims Outside the SFHA	14 of 424
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 129 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 45 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Phyllis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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