3 Philson Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 3 Philson Ct, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$1,230,000 (Aug 2025)
Tax Bill	$20,328 (2024)
Deeds & Mortgages	Jan 2026 Sale Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 69.-2-41`

Property Details

APN / Parcel Number

Primary APN	`473489 69.-2-41`
Alternative APNs	`0800-069.00-02.00-041.000` `348906900000020410000000` `47340017336`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Street Address	3 PHILSON CT
City	COMMACK
State	NY
Zip	11725-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-870976 TC-52 *5010 PT LOTS 99 & 100WICHARD VILLAGE SEC 3
Legal Block	2
Legal Lot Number	41
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2015
Census Tract	135103

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 CORNELL DR S, COMMACK, NY 11725-2506
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed, Transfer
Aug 18, 2025	Deed, Transfer · Stand-Alone First Mortgage CONTOUR MORTGAGE CORP
Sep 3, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Book / Page	13305 / 424
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 7, 2026
Property Address	3 PHILSON CT, COMMACK, NY 11725-1705
Document Number	0133220111
Book / Page	13322 / 111
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CORNELL DR S, COMMACK, NY 11725-2506

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 18, 2025
Property Address	3 PHILSON CT, COMMACK, NY 11725-1705
Document Number	0133050424
Book / Page	13305 / 424
Instrument Date	Jul 30, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ETNA ABSTRACT, RETN ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PHILSON CT, COMMACK, NY 11725-1705

Mortgage

Document Number	0023676762
Date	Aug 18, 2025
Instrument	23676/762

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 3, 2020
Property Address	3 PHILSON CT, COMMACK, NY 11725-1705
Document Number	0130690981
Book / Page	13069 / 981
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9220 242ND ST, BELLEROSE, NY 11426-1177

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,455 (-) Land $500 Building $6,955	$931,875 (+7.5%) Land $62,500 Building $869,375
2024	$20,328.00	$7,455 (-) Land $500 Building $6,955	$866,861 (+10,016.24%) Land $58,140 Building $808,721
2023		$7,455 Land $500 Building $6,955	$8,569 Land $575 Building $7,994

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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