3 Phillips Ave, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 3 Phillips Ave, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,018 sqft · built 1862
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 2017)
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:15 B:35`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:15 B:35`
Alternative APNs	`RPRT M:15 B:35` `1298`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,018 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	628 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1298
Street Address	3 PHILLIPS AVE
City	ROCKPORT
State	MA
Zip	01966-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	35
Legal Lot Number	35
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	1
Census Block	1042
Census Tract	220102

Owner

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Mar 8, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP
Jun 16, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	35950 / 138
Transfer Doc	035950-138
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040500-364
Date	Nov 19, 2021
Book Page	40500/364
Instrument	20211119001580

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038386-376
Date	Apr 1, 2020
Book Page	38386/376
Instrument	20200401002800

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Mar 8, 2022
Property Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Document Number	00040777-1
Book / Page	40777 / 1
Instrument Date	Mar 1, 2022
Instrument	20220308004420
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKPORT MA
Recording Date	Jun 16, 2017
Property Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Document Number	35950-138
Book / Page	35950 / 138
Instrument	665
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120

Mortgage

Document Number	359500140
Date	Jun 16, 2017
Instrument	35950/0140

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2047

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ROCKPORT MA
Recording Date	Jun 16, 2017
Property Address	3 PHILLIPS AVE, ROCKPORT, MA 01966-1120
Document Number	35950-131
Book / Page	035950 / 000131
Instrument Date	Jun 16, 2017
Instrument	1706160662
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PHILLIPS AVE ROCKPORT MA 019661120, ROCKPORT, MA 01966-1120

Tax Assessment & Valuation

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,989.00 (+6.77%)	$683,700 (+2.63%) Land $371,300 Building $312,400	$737,580
2024	$5,609.00 (+8.72%)	$666,200 (+21.77%) Land $371,300 Building $294,900
2023	$5,159.00	$547,100 Land $305,600 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	35 units insured incl. 5 condo units
Nearby Flood Claims	28 (1978–2018)
Claims Outside the SFHA	9 of 28
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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