3 Peter Sutphen Way, Somerville, NJ 08876 Property Records

Somerset County and Branchburg Township property record for 3 Peter Sutphen Way, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	6,764 sqft · built 2019
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,438,750 (Jan 2019)
Tax Bill	$28,219 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00002-0000-00008-20`

Property Details

APN / Parcel Number

Primary APN	`05-00002-0000-00008-20`

Interior

Building Area	6,764 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	43,560 sqft

Location & Zoning

Street Address	3 PETER SUTPHEN WAY
City	SOMERVILLE
State	NJ
Zip	08876-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRC
Legal Subdivision	REEVES ESTATES SEC III
Legal Block	2
Legal Lot Number	8.20
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRANCHBURG
Census Block Group	2
Census Block	2002
Census Tract	53604

Owner

3 Peter Sutphen Way is owned and occupied by two individuals who bought it in January 2019.

Source: Somerset County and Branchburg Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PETER SUTPHEN WAY, SOMERVILLE, NJ 08876-3947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 28, 2019	Deed, Transfer · ARM TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20193080
Deed Book / Page	7096 / 3605
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 PETER SUTPHEN WAY, SOMERVILLE, NJ 08876-3947
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PETER SUTPHEN WAY, BRANCHBURG, NJ 08876-3947

Mortgage

Document Number	0000024006
Date	Sep 14, 2023
Book Page	7524/2108
Instrument	2023024006

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 PETER SUTPHEN WAY, SOMERVILLE, NJ 08876-3947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043186
Date	Sep 17, 2020
Book Page	7249/2542
Instrument	2020043186

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 28, 2019
Property Address	3 PETER SUTPHEN WAY, SOMERVILLE, NJ 08876-3947
Document Number	0000003080
Book / Page	7096 / 3605
Instrument Date	Jan 28, 2019
Instrument	2019003080
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,886.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PETER SUTPHEN WAY, BRANCHBURG, NJ 08876-3947

Mortgage

Document Number	0000003081
Date	Jan 28, 2019
Instrument	2019003081

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Peter Sutphen Way was $28,219, down 0.8% from the year before.

Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Branchburg Township
Unified School District	Branchburg Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,761,300 (+6.67%) Land $350,000 Building $1,411,300	$1,761,300 (+6.67%) Land $350,000 Building $1,411,300
2025	$28,219.00 (-0.77%)	$1,651,200 Land $350,000 Building $1,301,200	$1,651,200 Land $350,000 Building $1,301,200
2024	$28,438.00
2023		$1,563,600 Land $350,000 Building $1,213,600	$1,563,600 Land $350,000 Building $1,213,600
2022	$30,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Peter Sutphen Way in Zone X, an area of minimal flood risk, though there have been 148 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	148 (1979–2024)
Claims Outside the SFHA	11 of 148
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Severe Storms And Flooding, Mar 2010 · 29 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Peter Sutphen Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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