3 Percy Pl, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 3 Percy Pl, Cambridge, MA 02139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1873
Lot Size	0.057 acres (2,476 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Jul 2002)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`90-89`

Property Details

APN / Parcel Number

Primary APN	`90-89`
Alternative APN	`CAMB M:00090 L:00089`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,476 sqft (0.057 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 PERCY PL
City	CAMBRIDGE
State	MA
Zip	02139-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	89
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	353000

Owner

3 Percy Pl is owner-occupied and held in a trust since March 2023.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 PERCY PL, CAMBRIDGE, MA 02139-2616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2002 · Amount on File
Deed Sale	Jul 12, 2002 · Amount on File
Prior Sale	Apr 30, 1992 · Amount on File
Deed Document Number	2002918
Last Transfer Date	Mar 14, 2023
Transfer Doc	081370-232
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Mar 29, 2023
Property Address	3 PERCY PL, CAMBRIDGE, MA 02139-2616
Document Number	081370-232
Book / Page	81370 / 232
Instrument Date	Mar 14, 2023
Instrument	30525
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PERCY PL, CAMBRIDGE, MA 02139-2616

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	3 PERCY PL, CAMBRIDGE, MA 02139-2616
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074480-366
Date	Apr 16, 2020
Book Page	74480/366
Instrument	56254

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Percy Pl was $7,186, up 4.3% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,186.00 (+4.31%)	$1,131,600 (-2.75%) Land $694,600 Building $437,000	$1,241,175 (+3.74%)
2024	$6,889.00 (+5.02%)	$1,163,600 (+3.94%) Land $745,300 Building $418,300	$1,196,430
2023	$6,560.00	$1,119,500 Land $757,900 Building $361,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Percy Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Percy Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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