3 Pepperridge Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Pepperridge Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,952 sqft · built 1968
Lot Size	0.556 acres (24,219 sqft)
Owner	2 Individual Names on File
Last Sale	$304,500 (Aug 2019)
Tax Bill	$10,267 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00035-42-00013`

Property Details

APN / Parcel Number

Primary APN	`21-00035-42-00013`
Alternative APNs	`2100035004200013` `020680`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,952 sqft Living Area
1st Floor Area	1,336 sqft
Upper Floors Area	858 sqft
Basement Area	228 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	24,219 sqft (0.556 acres)
Lot Dimensions	140 ft deep x 173 ft wide
Garage Area	242 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020680
Street Address	3 PEPPERRIDGE RD
City	HOWELL
State	NJ
Zip	07731-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	AND PEPPERIDGE RD NIT 1A
Legal Block	35.42
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811401

Owner

3 Pepperridge Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PEPPERRIDGE RD, HOWELL, NJ 07731-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Deed Document Number	201977662
Deed Book / Page	9364 / 9079
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 26, 2019
Property Address	3 PEPPERRIDGE RD, HOWELL, NJ 07731-2309
Document Number	0000077662
Book / Page	009364 / 009079
Instrument Date	Jul 12, 2019
Instrument	77662
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PEPPERRIDGE RD HOWELL NJ 077312309, HOWELL, NJ 07731-2309

Mortgage

Document Number	77663
Date	Aug 26, 2019
Book Page	009364/009154
Instrument	77663

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Pepperridge Rd was $10,267, up 1.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,600 (+5.53%) Land $436,500 Building $193,100	$629,600 (+5.53%) Land $436,500 Building $193,100
2025	$10,267.00 (+1.33%)	$596,600 Land $386,500 Building $210,100	$596,600 Land $386,500 Building $210,100
2024	$10,132.00
2023		$489,500 Land $266,500 Building $223,000	$489,500 Land $266,500 Building $223,000
2022	$7,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Pepperridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Pepperridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20