Henderson County property record for 3 Peppermill Pl, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,777 sqft Heated Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Garage | 640 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,753.00 (2025) |
Source: Henderson County records · APN 9576984092
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PEPPERMILL PL, FLAT ROCK, NC 28731-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 3 PEPPERMILL PL, FLAT ROCK, NC 28731-9797 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3 PEPPERMILL PL, FLAT ROCK, NC 28731-9797 |
| Document Number | 0038990299 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 3899/299 |
| Instrument | 977822 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 3 PEPPERMILL PL, FLAT ROCK, NC 28731-9797 |
| Document Number | 0030060150 |
| Book / Page | 003006 / 000150 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3 PEPPERMILL PL FLAT ROCK NC 287319797, FLAT ROCK, NC 28731-9797 |
| Document Number | 0030060150 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 003006/000150 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,500 (-) Land $71,500 Building $241,000 | ||
| 2025 | $1,753.00 | ||
| 2023 | $312,500 Land $71,500 Building $241,000 | $312,500 Land $71,500 Building $241,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 9576984092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,777 sqft Heated Area |
| 1st Floor | 935 sqft 1st Floor |
| Upper Floors | 842 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 640 sqft Garage |
| Deck Area | 331 sqft Deck |
| Porch Area | 16 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 9944322 |
|---|---|
| Street Address | 3 PEPPERMILL PL |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9797 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CINNAMON WOODS LO29 |
| Legal Subdivision | CINNNAMON WOODS (3319) |
| Legal Block | 98 |
| Legal Lot Number | 4092 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | HENDERSONVILLE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 931500 |
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