3 Pepperdine Cir, Catonsville, MD 21228 Property Records

Baltimore County property record for 3 Pepperdine Cir, Catonsville, MD 21228

Property Summary

Property Type	Townhouse
Details	3 ba · 2,348 sqft · built 1995
Lot Size	0.083 acres (3,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,000 (Jan 2024)
Tax Bill	$5,139 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
APN	`01-2200007407`

Property Details

APN / Parcel Number

Primary APN	`01-2200007407`
Alternative APNs	`12200007407` `2200007407`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	854 sqft
Basement Area	640 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,627 sqft (0.083 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	2200007407
Street Address	3 PEPPERDINE CIR
City	CATONSVILLE
State	MD
Zip	21228-5372
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PHASE 2 COLLEGE HILLS
Legal Subdivision	COLLEGE HILLS
Legal Phase	2,3
Legal Block	5
Legal Lot Number	60
Jurisdiction	BALTIMORE MD
Township / Civil Division	1
Census Block Group	5
Census Block	5005
Census Tract	400400

Owner

Source: Baltimore County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Jan 22, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 17, 2022	Special Warranty Deed, Transfer · ARM TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Nov 17, 2022 · Amount on Record
Deed Book / Page	48714 / 105
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372

Mortgage

Document Number	0511060126
Date	Mar 18, 2026
Book Page	51106/126

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 22, 2024
Property Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372
Document Number	0487140105
Book / Page	48714 / 105
Map Reference	MB SM 65 FO 126
Instrument Date	Dec 22, 2023
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372

Mortgage

Document Number	0487140112
Date	Jan 22, 2024
Instrument	48714-0112

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 17, 2022
Property Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372
Document Number	0475430260
Book / Page	47543 / 260
Map Reference	MB SM 65 FO 126
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PEPPERDINE CIR, CATONSVILLE, MD 21228-5372

Mortgage

Document Number	0475430268
Date	Nov 17, 2022
Instrument	47543-0268

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	12-Month MTA
Max Rate	8.87%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,267 (+11.64%)	$477,600 (+28.87%) Land $125,000 Building $352,600
2024	$5,139.00 (+104.58%)
2023	$2,512.00	$363,900	$370,600 Land $125,000 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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