3 Penny Rd, Freedom, ME 04941 Property Records

Waldo County and Freedom Town property record for 3 Penny Rd, Freedom, ME 04941

Property Summary

Property Type	Single Family Home
Lot Size	18.5 acres (805,860 sqft)
Owner	2 Individual Names on File
Last Sale	$506,300 (Aug 2021)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FREM M:06 L:22`

Property Details

APN / Parcel Number

Primary APN	`FREM M:06 L:22`
Alternative APN	`249`

Exterior

Architectural Style	Multi-Family
Lot Area	805,860 sqft (18.5 acres)

Location & Zoning

Account Number	249
Street Address	3 PENNY RD
City	FREEDOM
State	ME
Zip	04941-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	22
Jurisdiction	FREEDOM ME
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2027
Census Tract	46001

Owner

3 Penny Rd is owned by two individuals who bought it in August 2021.

Source: Waldo County and Freedom Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 N 6TH ST, C5, BROOKLYN, NY 11211-3793
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Balloon Mortgage CAMDEN NATIONAL BANK
Aug 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	20219265
Deed Book / Page	4696 / 218
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEDOM ME
Recording Date	Jul 14, 2026
Property Address	3 PENNY RD, FREEDOM, ME 04941-3243
Document Number	0000005320
Book / Page	5246 / 154
Instrument Date	Jul 8, 2026
Instrument	20265320
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PENNY RD, FREEDOM, ME 04941-3243

Mortgage

Document Number	0000005320,
Date	Jul 14, 2026
Book Page	5246/154
Instrument	20265320

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEDOM ME
Recording Date	Aug 23, 2021
Property Address	3 PENNY RD, FREEDOM, ME 04941-3243
Document Number	4696/218
Book / Page	4696 / 218
Instrument Date	Aug 20, 2021
Instrument	2021-9265
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 N 6TH ST APT C5, C5, BROOKLYN, NY 11211-3793

Mortgage

Document Number	20219266
Date	Aug 23, 2021
Instrument	2021-9266

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Penny Rd was $3,405, down 6.7% from the year before.

Source: Waldo County and Freedom Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Freedom Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,405.00 (-6.69%)	$244,930 (-) Land $59,177 Building $185,753
2024	$3,649.00 (-7.74%)	$244,930 (+26.94%) Land $59,177 Building $185,753
2023	$3,955.00 (+9.71%)	$192,947 (+3.85%) Land $46,596 Building $146,351
2022	$3,605.00	$185,800 Land $39,449 Building $146,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Penny Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Penny Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Penny Rd

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