3 Penny Ln, Baltimore, MD 21209 Property Records

Baltimore County property record for 3 Penny Ln, Baltimore, MD 21209

Property Summary

Property Type	Condominium
Details	3 ba · 1,680 sqft · built 1975
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2006)
Tax Bill	$1,809 (2023)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage
APN	`03-1700000031`

Property Details

APN / Parcel Number

Primary APN	`03-1700000031`
Alternative APNs	`31700000031` `1700000031`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area
1st Floor Area	840 sqft
Basement Area	420 sqft
Finished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1700000031
Old Parcel Number	31700000031
Street Address	3 PENNY LN
City	BALTIMORE
State	MD
Zip	21209-2723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 3 PENNY LN COPPER HILL COND
Legal Section	1
Legal Subdivision	COPPER HILL CONDO
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	403602

Owner

3 Penny Ln, a condominium, is owned and occupied by an individual who bought it in April 2006.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3 PENNY LN # 3, 3, BALTIMORE, MD 21209-2723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2006 · Amount on File
Deed Sale	Apr 7, 2006 · Amount on File
Prior Sale	Jun 29, 2000 · Amount on File
Deed Document Number	335201
Deed Book / Page	23643 / 0105
Record Updated	Jun 7, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 PENNY LN, BALTIMORE, MD 21209-2723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TERRAIN TITLE & ESCROW COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389710341
Date	May 16, 2017
Book Page	0038971/341

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 PENNY LN, BALTIMORE, MD 21209-2723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0433620148
Date	Sep 22, 2020
Book Page	43362/148

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,809.00 Homeowner's exemption	$205,200	$213,400 Land $70,000 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Penny Ln; there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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