Essex County and Andover Town property record for 3 Penbrook Cir, Andover, MA 01810 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 4,605 sqft Living Area |
| Lot Size | 30,000 sqft (0.689 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $744,900 (2015) |
| Tax Bill | $14,492.00 (2025) |
Source: Essex County and Andover Town records · APN ANDO M:00226 B:00033 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| May 01, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance MORTGAGE NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on Record |
| Deed Sale | Jul 15, 2015 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Book / Page | 14303 / 134 |
| Last Transfer Date | Apr 28, 2023 |
| Transfer Doc | 017728-203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017140-277 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 17140/277 |
| Instrument | 31302 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 01, 2023 |
| Property Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Document Number | 017728-203 |
| Book / Page | 17728 / 203 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 6361 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17140-277 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 17140/277 |
| Instrument | 31302 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 PENBROOK CIR, ANDOVER, MA 01810-4274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16564-38 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 16564/38 |
| Instrument | 29288 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,492.00 (+5.18%) | $1,160,300 (+8.47%) Land $513,400 Building $646,900 | $1,221,700 |
| 2024 | $13,778.00 (+7.44%) | $1,069,700 (+13.94%) Land $481,800 Building $587,900 | |
| 2023 | $12,824.00 | $938,800 Land $411,900 Building $526,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | ANDO M:00226 B:00033 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 4,605 sqft Living Area |
| Gross Area | 7,598 sqft Gross Area |
| Basement Area | 1,588 sqft Basement |
| Unfinished Basement | 159 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 30,000 sqft (0.689 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3 PENBROOK CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 33 |
| Jurisdiction | ANDOVER MA |
| Minor Civil Division | ANDOVER |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 254402 |
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