3 Peach St, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 3 Peach St, Bar Harbor, ME 04609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,092 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2023)
Tax Bill	$4,604 (2024)
Deeds & Mortgages	Oct 2022 Refinance Oct 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-025-000`

Property Details

APN / Parcel Number

Primary APN	`111-025-000`
Alternative APN	`BARH M:111 L:025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	956 sqft
Basement Area	956 sqft
Unfinished Basement	956 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	111-025-000
Street Address	3 PEACH ST
City	BAR HARBOR
State	ME
Zip	04609-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25
Jurisdiction	BAR HARBOR ME
Township / Civil Division	BAR HARBOR
Census Block Group	2
Census Block	2006
Census Tract	965900

Owner

3 Peach St is owned and occupied by two individuals who bought it in October 2023.

Source: Hancock County and Bar Harbor Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PEACH ST, BAR HARBOR, ME 04609-1645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK OF NEW ENGLAND
Oct 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Deed Book / Page	7291 / 661
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0072910661
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	3 PEACH ST, BAR HARBOR, ME 04609-1645
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072390234
Date	Oct 28, 2022
Book Page	7239/234
Instrument	2022015829

Lender

Name	PARTNERS BANK OF NEW ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	3 PEACH ST, BAR HARBOR, ME 04609-1645
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073510559
Date	Oct 22, 2024
Book Page	7351/559
Instrument	2024013354

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAR HARBOR ME
Recording Date	Oct 3, 2023
Property Address	3 PEACH ST, BAR HARBOR, ME 04609-1645
Document Number	0072910661
Book / Page	7291 / 661
Instrument Date	Oct 2, 2023
Instrument	2023012003
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4516 19TH RD N, ARLINGTON, VA 22207-2352

Mortgage

Document Number	2023012004
Date	Oct 3, 2023
Instrument	2023012004

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Bar Harbor Town
Elementary School District	Bar Harbor (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,604.00 (+15.65%)	$458,600 (-) Land $285,400 Building $173,200
2023	$3,981.00 (+10.09%)	$458,600 (+18.2%) Land $285,400 Building $173,200
2022	$3,616.00	$388,000 Land $241,500 Building $146,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Peach St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Peach St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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