Worcester County and Spencer Town property record for 3 Paxton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,252 sqft · built 1964 |
| Lot Size | 0.367 acres (15,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jul 2025) |
| Tax Bill | $3,594 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U16 B:00026 L:00000 |
| Primary APN | SPEN M:00U16 B:00026 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,839 sqft |
| Basement Area | 940 sqft |
| Unfinished Basement | 940 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,970 sqft (0.367 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 PAXTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 26 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 726100 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE |
| Oct 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on File |
| Deed Sale | Jul 29, 2025 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Document Number | 202562498 |
| Deed Book / Page | 72318 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jul 29, 2025 |
| Property Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Document Number | 0072318-69 |
| Book / Page | 72318 / 69 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 62498 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Document Number | 0000062499 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 62499 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 25, 2023 |
| Property Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Document Number | 069801-160 |
| Book / Page | 69801 / 160 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 89049 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 25, 2023 |
| Property Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
| Document Number | 069800-337 |
| Book / Page | 69800 / 337 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 88988 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PAXTON RD, SPENCER, MA 01562-1815 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,594.00 (-5.77%) | $327,300 (+0.74%) Land $50,400 Building $276,900 | $341,821 (-16.44%) |
| 2025 | $3,814.00 (+11.68%) | $324,900 (+8.84%) Land $43,900 Building $281,000 | $409,070 |
| 2024 | $3,415.00 (+7.59%) | $298,500 (+13.41%) Land $43,900 Building $254,600 | |
| 2023 | $3,174.00 | $263,200 Land $43,900 Building $219,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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