3 Patrick Dr, Crossville, TN 38555 Property Records

Cumberland County property record for 3 Patrick Dr, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2019
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113A-L-004.00`

Property Details

APN / Parcel Number

Primary APN	`113A-L-004.00`
Alternative APN	`018113A L 00400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,514 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	149 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	018113A L 00400
Street Address	3 PATRICK DR
City	CROSSVILLE
State	TN
Zip	38555-2981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	CROSSROAD VILLAGE PB 12 PG 181 BLK 3 LOT 7 100 X 149.28 IRR
Legal Subdivision	CROSSROAD VILLAGE
Legal Block	3
Legal Lot Number	7
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	970502

Owner

3 Patrick Dr is owned and occupied by an individual who bought it in September 2026.

Source: Cumberland County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 16, 2021	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Deed Document Number	202612523
Deed Book / Page	1758 / 809
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 10, 2026
Property Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981
Document Number	0000012523
Book / Page	1758 / 809
Instrument Date	Sep 10, 2026
Instrument	202612523
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,847.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981

Mortgage

Document Number	0000012524,
Date	Sep 10, 2026
Instrument	202612524

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981

Mortgage

Document Number	0000012075
Date	Aug 16, 2021
Book Page	1619/648
Instrument	21012075

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	3 PATRICK DR, CROSSVILLE, TN 38555-2981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013490
Date	Oct 30, 2020
Book Page	1591/964
Instrument	20013490

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$55,250 Land $4,500 Building $50,750	$221,000 Land $18,000 Building $203,000
2023	$55,250 (-) Land $4,500 Building $50,750
2022	$55,250 Land $4,500 Building $50,750	$221,000 (-) Land $18,000 Building $203,000
2021		$221,000 Land $18,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Patrick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Patrick Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ben Lomand Rural Telephone Cooperative, Xfinity.

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