St. Clair County property record for 3 Park Ave, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,097 sqft · built 1920 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Oct 2021) |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-120-0007-000 |
| Primary APN | 74-08-120-0007-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 1,321 sqft |
| Basement Area | 857 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 132 ft deep x 71 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 3 PARK AVE |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 EXC THE W 19 FT & W 7 1/2 FT OF LOT 8 BLK 12 SARAH P BETTES ADD TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | SARAH P BETTES ADD |
| Legal Block | 12 |
| Legal Lot Number | 7-8 |
| Legal Unit | 7,8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
3 Park Ave is owned and occupied by two individuals who acquired it in December 2021.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Dec 27, 2021 | Intrafamily Transfer, Transfer |
| Oct 7, 2021 | Warranty Deed, Transfer LIBERTY TITLE |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on File |
| Deed Sale | Oct 7, 2021 · Amount on File |
| Prior Sale | May 22, 2014 · Amount on File |
| Deed Document Number | 202128439 |
| Deed Book / Page | 5431 / 894 |
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0005468854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7333 KARNER DR, GREENVILLE, MI 48838-9810 |
| Document Number | 0005421519 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 5421/519 |
| Instrument | 2021026406 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 27, 2021 |
| Property Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Document Number | 0005468854 |
| Book / Page | 5468 / 854 |
| Map Reference | LB G PG 64 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021036054 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 7, 2021 |
| Property Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Document Number | 5431894 |
| Book / Page | 5431 / 894 |
| Map Reference | LB G PG 64 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021028439 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,042.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 PARK AVE, 3, YALE, MI 48097-2850 |
| Name | Verified Name |
|---|---|
| Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3 PARK AVE, YALE, MI 48097-2850 |
| Document Number | 0053000325 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 5300/325 |
| Instrument | 2021000753 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 281 Months |
| Due | Jun 1, 2044 |
The 2025 property tax bill for 3 Park Ave was $2,589 with a homeowner's exemption, up 4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,800 (-1.35%) | $175,600 | |
| 2025 | $2,589.00 (+4.02%) Homeowner's exemption | $89,000 | |
| 2024 | $2,489.00 | $178,000 | |
| 2023 | $75,500 | ||
| 2022 | $2,241.00 | $151,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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