3 Par Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Par Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1988
Lot Size	0.386 acres (16,814 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Feb 2025)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 4 469`

Property Details

APN / Parcel Number

Primary APN	`18A 4 469`
Alternative APN	`4487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,567 sqft
1st Floor Area	1,125 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,814 sqft (0.386 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4487
Street Address	3 PAR CT
City	PALMYRA
State	VA
Zip	22963-2564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 250000396 FAIRWAY-4 LOT 469 16,800 SF
Legal Subdivision	FAIRWAY LAKE MONTICELLO
Legal Block	46
Legal Lot Number	469
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2004
Census Tract	20103

Owner

3 Par Ct is owned by an individual who bought it in February 2025.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	15 RIVERSIDE DR, PALMYRA, VA 22963-2016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025 · Amount on File
Deed Sale	Feb 13, 2025 · Amount on File
Prior Sale	Apr 11, 2013 · Amount on File
Deed Document Number	2025396
Prior Transfer Date	Jan 8, 2024
Prior Transfer Doc	0000000051
Record Updated	Sep 20, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 13, 2025
Property Address	3 PAR CT, PALMYRA, VA 22963-2564
Document Number	0250000396
Map Reference	DB 96 PG 465
Instrument Date	Feb 10, 2025
Instrument	250000396
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 RIVERSIDE DR, PALMYRA, VA 22963-2016
Investor	Possibly a Property Investor

Mortgage

Document Number	0250000397
Date	Feb 13, 2025
Instrument	250000397

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3 Par Ct was $1,885, up 0.6% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,800 (-) Land $30,000 Building $219,800	$249,800 (-) Land $30,000 Building $219,800
2025	$1,885.00 (+0.64%)	$249,800 Land $30,000 Building $219,800	$249,800 Land $30,000 Building $219,800
2024	$1,873.00
2023		$167,000 Land $30,000 Building $137,000	$167,000 Land $30,000 Building $137,000
2022	$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Par Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Par Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Ct

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