Rensselaer County and Troy City property record for 3 Palmetto Ct, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,557 sqft · built 1967 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,332 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance |
| APN | 381700 80.35-1-15 |
| Primary APN | 381700 80.35-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Upper Floors Area | 455 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 148 ft deep x 61.8 ft wide |
| Garage Type | Mixed |
| Garage Area | 351 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1713750 |
|---|---|
| Street Address | 3 PALMETTO CT |
| City | TROY |
| State | NY |
| Zip | 12182-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 1.5 STY FR HSE & ATT GAR /MIAMI BCH EST |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41400 |
3 Palmetto Ct is owned and occupied by two individuals.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PALMETTO CT, TROY, NY 12182-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 3 PALMETTO CT, TROY, NY 12182-1615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101810001 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 10181/1 |
| Instrument | 2022-616863 |
| Name | HUDSON RIVER COMMUNITY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
The 2026 property tax bill for 3 Palmetto Ct was $5,332 with exemptions applied, down 9.5% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,332.00 (-9.47%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $5,890.00 | $152,000 Land $26,000 Building $126,000 | $260,300 Land $44,525 Building $215,775 |
| 2023 | $152,000 (-) Land $26,000 Building $126,000 | $217,100 (+8.55%) Land $37,136 Building $179,964 | |
| 2022 | $5,578.00 Homeowner's exemption Veteran's exemption | $152,000 Land $26,000 Building $126,000 | $200,000 Land $34,211 Building $165,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 3 Palmetto Ct.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Palmetto Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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