Middlesex County and Edison Township property record for 3 Palm Ct, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,463 sqft · built 1982 |
| Lot Size | 0.03 acres (1,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2020) |
| Tax Bill | $7,510 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00412-0000-00077-02 |
| Primary APN | 05-00412-0000-00077-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,463 sqft Living Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 1,320 sqft (0.03 acres) |
| Lot Dimensions | 60 ft deep x 22 ft wide |
| Street Address | 3 PALM CT |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBBT |
| Legal Description | 22X60 |
| Legal Subdivision | HEATHERWOOD SEC III-A |
| Legal Block | 412 |
| Legal Lot Number | 77.2 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1411 |
3 Palm Ct is owned and occupied by two individuals who bought it in March 2020.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 PALM CT, EDISON, NJ 08820-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Mar 6, 2020 | Grant Deed, Transfer · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on File |
| Deed Sale | Mar 6, 2020 · Amount on File |
| Prior Sale | Sep 28, 2007 · Amount on File |
| Deed Document Number | 202022354 |
| Deed Book / Page | 17807 / 628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 PALM CT, EDISON, NJ 08820-4308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | ATLANTIC AMER T&E AGCY INC N |
| Name | Verified Name |
|---|
| Document Number | 0000073278 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 18472/1911 |
| Instrument | 2021073278 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 PALM CT, EDISON, NJ 08820-4308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000076656 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 17993/1259 |
| Instrument | 2020076656 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 6, 2020 |
| Property Address | 3 PALM CT, EDISON, NJ 08820-4308 |
| Document Number | 0000022354 |
| Book / Page | 017807 / 000628 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 22354 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 PALM CT EDISON NJ 088204308, EDISON, NJ 08820-4308 |
| Document Number | 22355 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 017807/000634 |
| Instrument | 22355 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2050 |
The 2025 property tax bill for 3 Palm Ct was $7,510, up 3.8% from the year before.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,200 (-) Land $65,000 Building $61,200 | $126,200 (-) Land $65,000 Building $61,200 | |
| 2025 | $7,510.00 (+3.83%) | $126,200 Land $65,000 Building $61,200 | $126,200 Land $65,000 Building $61,200 |
| 2024 | $7,233.00 | ||
| 2023 | $126,200 Land $65,000 Building $61,200 | $126,200 Land $65,000 Building $61,200 | |
| 2022 | $7,199.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Palm Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Palm Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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