3 Oxley Square Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 3 Oxley Square Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,970 sqft · built 1988
Lot Size	0.094 acres (4,102 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Feb 2024)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02704071`

Property Details

APN / Parcel Number

Primary APN	`09-02704071`
Alternative APN	`02704071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,102 sqft (0.094 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02704071
Street Address	3 OXLEY SQUARE RD
City	GAITHERSBURG
State	MD
Zip	20877-3477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SAYBROOKE
Legal Subdivision	SAYBROOKE
Legal Block	G
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	700720

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 OXLEY SQUARE RD, GAITHERSBURG, MD 20877-3477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Book / Page	67754 / 50
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 15, 2024
Property Address	3 OXLEY SQUARE RD, GAITHERSBURG, MD 20877-3477
Document Number	0677540050
Book / Page	67754 / 50
Map Reference	MB 143 PL 16415
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 EVANS ST, ROCKVILLE, MD 20850-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3 OXLEY SQUARE RD, GAITHERSBURG, MD 20877-3477

Mortgage

Document Number	0006775458
Date	Feb 15, 2024
Instrument	67754/58

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,600 (+5.54%) Land $167,800 Building $297,800	$465,600 (-) Land $167,800 Building $297,800
2025	$6,098.00 (+38.12%)	$441,167 (+12.46%)	$465,600 (+18.68%) Land $167,800 Building $297,800
2023		$392,300 (+2.87%) Land $167,800 Building $224,500	$392,300 (-) Land $167,800 Building $224,500
2022	$4,415.00 Homeowner's exemption	$381,367	$392,300 Land $167,800 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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